Comprehensive cover whatever your taste

Across three packages, our Bicycle Insurance covers your equipment when riding, racing or training worldwide. Whilst home insurance focuses mostly on bicycle theft, we know that your needs are much wider than that. From cycle theft to crash damage, alongside numerous other benefits as standard, we have you covered with annual or short term policies.

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Essential

 

Performance

 

Ultimate

 

Cover Limits

Accidental damage
Accidental damage
Accidental damage
Yes
Yes
Yes
Vandalism
Vandalism
Vandalism
Yes
Yes
Yes
Theft at or away from home
Theft at or away from home
Theft at or away from home
Yes
Yes
Yes
Single bike limit
Single bike limit
Single bike limit
£1,000
£3,000
£15,000
Max policy value
Max policy value
Max policy value
£3,000
£10,000
£50,000
Public liability
Public liability
Public liability
£2,000,000
£2,000,000
£2,000,000
New for old cover
New for old cover
New for old cover
Unlimited
Unlimited
Unlimited

Further Afield

Cover Europe
Cover Europe
Cover Europe
No
30 days
120 days
Cover worldwide
Cover worldwide
Cover worldwide
No
No
120 days
Cover in transit
Cover in transit
Cover in transit
No
Yes
Yes
Sportives / Charity events
Sportives / Charity events
Sportives / Charity events
No
Yes
Yes
Racing (e.g. Crits, Triathlon, MTB, CX)
Racing (e.g. Crits, Triathlon, MTB, CX)
Racing (e.g. Crits, Triathlon, MTB, CX)
No
No
Yes
Bicycle Transition Cover
Bicycle Transition Cover
Bicycle Transition Cover
No
No
Yes
Race fee cover
Race fee cover
Race fee cover
No
No
£500 (1 claim)
Roadside recovery
Roadside recovery
Roadside recovery
No
Yes
Yes
Emergency bike hire
Emergency bike hire
Emergency bike hire
No
No
£500
Damage to bike box
Damage to bike box
Damage to bike box
No
No
up to £1,000
Theft from vehicle
Theft from vehicle
Theft from vehicle
No
Yes
Yes

Accessories & Clothing

Accessory cover
Accessory cover
Accessory cover
£250
£250
£250
Additional wheelsets
Additional wheelsets
Additional wheelsets
No
Optional
Optional
Helmet & Clothing
Helmet & Clothing
Helmet & Clothing
Optional
Optional
Optional

Medical

Physio Cover
Physio Cover
Physio Cover
£250
£500
£750
Dental Cover
Dental Cover
Dental Cover
£250
£500
£750
Permanent injury
Permanent injury
Permanent injury
£10,000
£15,000
£25,000

Benefits & Excess

Renewal discount
Renewal discount
Renewal discount
25%
25%
25%
Family Cover
Family Cover
Family Cover
Yes
Yes
Yes
Multi-bicycle discount
Multi-bicycle discount
Multi-bicycle discount
Yes
Yes
Yes
DNA+ security marking
DNA+ security marking
DNA+ security marking
1 Kit
1 Kit
1 Kit
Excess
Excess
Excess
10%, capped at £100
10%, capped at £100
10%, capped at £100
The Key Features
Cycle Experts

If you need to make a bicycle claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is supervised centrally from the Yellow Jersey offices, meaning knowledge and expertise are guaranteed.

CLAIMS & RENEWALS

With a Yellow Jersey bicycle insurance policy we do not charge you extra at renewal even if you've made a claim. We give all our customers a 25% renewal discount

MULTI-BIKE

We offer a 60% multi-bicycle discount on all additional pedal cycles, a single policy can be used for up to £50,000 combined bicycle value.

CRASH DAMAGE

Crash damage is likely excluded on your home insurance and almost certainly if you're competing, with Yellow Jersey you're covered.

DNA+

Making a thief's job harder is the best you can do, which is why we give you a free DNA+ bicycle security marking kit worth £36 with your policy.

HANDLE THE VANDALS

We'll make sure everything is up to scratch if your bicycle is damaged through vandalism.

HOME & AWAY

Whether your bicycle is stolen from home, work or elsewhere you’re covered - even if you lend your bicycle to a member of your family who lives with you.

NEW FOR OLD

We do not devalue bicycles after any period of time. The price you paid for your bicycle is the price we will insure it for, and we will always replace damages with an equivalent new version or pay for the full repair costs.

MEDICAL COVER

All of our Bicycle Insurance packages cover you for Physio, Dental and Permanent injury.

PRO TEAM QUALITY

Yellow Jersey are the official supplier to the British Triathlon Federation, we insure Team Wiggins among others, and are proud sponsors of Canyon Eisberg and Jodie Stimpson

Whilst crash damage is covered across the board, Racing is not covered in either the Essentials or Performance packages