Yellow Jersey have come on board to support the More Yorkshire readers by offering 10% discount off any policy bought from them.

If you travel overseas with your bicycle it is really important to make sure you have the correct insurance to cover you for repatriation and medical expenses.   Many insurers exclude cycling from their travel policy.  If you already have insurance please do check that you are insured to cycle overseas when it is the primary reason for the trip.

The Yellow Jersey policy covers all the important essentials and additional ones aimed at cyclists.  Use the code MY10 in the discount box on the quote page.

Get Travel Insurance  

With lots of fantastic tracks and trails to explore across Yorkshire, bicycle insurance from Yellow Jersey  is  also available which will cover the bike for theft, crash damage and liability.  It is tiered for the type and frequency and type of the cycling done. They cover road, mountain, gravel and eBikes, on short or annual policies

If you have any questions, call the dedicated UK based team on 0333 003 0046

Click to get an online quote or scroll down for more information.

 

Get an instant, online quote 

Essential

 

Performance

 

Ultimate

 

Cover Limits

Accidental damage
Accidental damage
Accidental damage
Yes
Yes
Yes
Vandalism
Vandalism
Vandalism
Yes
Yes
Yes
Theft at or away from home
Theft at or away from home
Theft at or away from home
Yes
Yes
Yes
Single bike limit
Single bike limit
Single bike limit
£15,000
£15,000
£15,000
Max policy value
Max policy value
Max policy value
£50,000
£50,000
£50,000
Public liability (listed bikes)
Public liability (listed bikes)
Public liability (listed bikes)
£2,000,000
£2,000,000
£2,000,000
Public liability (any bike)
Public liability (any bike)
Public liability (any bike)
Not insured
£2,000,000
(named policy holder only)
£2,000,000
(named policy holder only)
No depreciation
No depreciation
No depreciation
Yes
Yes
Yes

Further Afield

Cover in Europe
Cover in Europe
Cover in Europe
No
30 days
120 days
Cover worldwide
Cover worldwide
Cover worldwide
No
No
120 days
Cover in transit
Cover in transit
Cover in transit
No
Yes
Yes
Sportives / Charity events
Sportives / Charity events
Sportives / Charity events
No
Yes
Yes
Racing (e.g. Crits, Triathlon, MTB, CX)
Racing (e.g. Crits, Triathlon, MTB, CX)
Racing (e.g. Crits, Triathlon, MTB, CX)
No
No
Yes
Bicycle Transition Cover
Bicycle Transition Cover
Bicycle Transition Cover
No
No
Yes
Event withdrawal
Event withdrawal
Event withdrawal
No
No
£500 (1 claim)
Roadside recovery
Roadside recovery
Roadside recovery
No
Yes
Yes
Emergency bike hire
Emergency bike hire
Emergency bike hire
No
No
£500
Damage to bike box
Damage to bike box
Damage to bike box
No
No
up to £1,000
Theft from vehicle
Theft from vehicle
Theft from vehicle
Yes
Yes
Yes

Accessories & Clothing

Accessory cover
Accessory cover
Accessory cover
£250
£250
£250
Additional wheelsets
Additional wheelsets
Additional wheelsets
Optional
Optional
Optional
Helmet & Clothing
Helmet & Clothing
Helmet & Clothing
Optional
Optional
Optional

Medical

Physio Cover
Physio Cover
Physio Cover
£250
£500
£750
Dental Cover
Dental Cover
Dental Cover
£250
£500
£750
Permanent injury
Permanent injury
Permanent injury
£10,000
£15,000
£25,000

Benefits & Excess

Renewal discount
Renewal discount
Renewal discount
25%
25%
25%
Family Cover
Family Cover
Family Cover
Yes
Yes
Yes
Multi-bicycle discount
Multi-bicycle discount
Multi-bicycle discount
Yes
Yes
Yes
DNA+ security marking
DNA+ security marking
DNA+ security marking
1 Kit
1 Kit
1 Kit
Excess
Excess
Excess
10%, capped at £100
10%, capped at £100
10%, capped at £100
The Key Features
Bicycle Experts

If you need to make a bicycle insurance claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is managed completely in house, meaning knowledge and expertise are guaranteed.

CLAIMS & RENEWALS

With a Yellow Jersey Bicycle Insurance policy, we do not charge you extra at renewal even if you’ve made a claim. We give all our customers a 25% discount at renewal.

MULTI-BIKE

We offer a 60% multi-bicycle discount on all additional pedal cycles, a single policy can be used for up to £50,000 combined bicycle value.

CRASH DAMAGE

Crash damage is likely excluded on your home insurance and almost certainly if you’re competing. With Yellow Jersey’s bicycle insurance you’re covered.

DNA+

Making a thief’s job harder is the best thing you can do to protect your bicycle, which is why we give you a free DNA+ bicycle security marking kit worth £36 with your policy. The forensic marking kit will prove your bike is stolen property if taken by a thief, and acts as a strong deterrent.

HANDLE THE VANDALS

We’ll make sure everything is up to scratch if your bicycle is damaged through vandalism.

HOME & AWAY

Whether your bicycle is stolen from home, work or elsewhere you’re covered – even if you lend your bicycle to a member of your family who lives with you.

ZERO DEPRECIATION

We do not devalue bicycles after any period of time. The price you paid for your bicycle is the price we will insure it for, and we will always replace damages with an equivalent new version or pay for the full repair costs.

MEDICAL COVER

All of our Bicycle Insurance packages cover you for Physio, Dental and Permanent injury.

PRO TEAM QUALITY

Yellow Jersey are the official supplier to the British Triathlon Federation and Cycling UK and insure the bike of pro riders across all disciplines.

Whilst crash damage is covered across the board, Racing is not covered in either the Essentials or Performance packages