Our bicycle racing insurance policies are designed to address the specific needs of cyclists who ride to win.

We are proud to insure Canyon dhb p/b Soreen, Vitus pro cycling, Brother UK-Tifosi p/b OnForm, Swiftcarbon pro cycling, Team Ribble, professional world cup mountain biker Bernard Kerr, Paralympic gold medal-winner Andy Lewis MBE and an impressive cohort of professional and semi-professional athletes, so you can rest assured knowing you’re in safe hands and good company.

Whether you’re a Cat 4 novice or a seasoned campaigner, we know you’re in it for the thrill of the competition and don’t want to be worrying about whether you’re covered for this or that.

Remove the worry from your mind so you can focus on the joy of the competition: get a quick and easy quote by clicking below, or keep reading on for more info about our policy.

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Why do I need racing insurance for my bike?

Our Ultimate tier is tailor-made for riders looking to enjoy full freedom and peace of mind when racing their bike. If you’re competing – whether crits, triathlon, cyclocross or downhill MTB – you’ll want to know that all eventualities are included. We provide complete cover against crash damage to your bike while racing, that way you can focus on the finish line.

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Racing cover is only provided in our Ultimate package, guaranteeing you maximum coverage for your bike. This tier also offers single bike limit of £15,000, enough to cover even the most fearsome race machinery, plus the optional add-on for extra wheelsets, clothing and accessories.

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You shouldn’t have to think twice about entering an event abroad. Our travel insurance policy is designed to cover you – not your bike – for all of the things you’d expect from top quality travel cover – medical costs, repatriation, cancellation. Now there’s no reason not to take your race calendar global.

Health Insurance - Sun Lounger


Our health insurance covers you if you fall ill in UK, providing a broader range of options for treatment locations and scheduling compared to the NHS. This includes faster, more convenient access to treatment.

The Key Features

Don’t limit your competitive urges to the UK. Our Ultimate policy offers coverage beyond our shores, so you can race and train abroad, whether a sunny training camp in Mallorca or a gruelling race through Alpine passes. 120 days worldwide should be enough, right?


This particularly unpleasant eventuality is covered by our Ultimate package, meaning that if your race is ruined by lax event security, your bike is still covered and you won’t suffer in the long run.


You’ll be covered for claims up to £2M, with no excess to pay on third party claims. All third-party costs are covered, whether it’s property damage or a collision with a pedestrian, cyclist or driver. This is valid everywhere except for North America (including Canada).


Register for events safe in the knowledge that your non-refundable entry fee is covered in case of cancellation, or if circumstances beyond your control mean you can’t compete. This is designed to give you peace of mind when planning your schedule.


We know that many competitive cyclists won’t limit themselves to one bike – the commuter and the competition bike are completely different beasts. That’s why we offer a generous 60% discount on each additional bike insured.


We offer everyone a renewal discount whether they’ve made a claim in the last year or not. More importantly, claiming with us won’t push up your home insurance premiums


A racer needs more than just a bike, so our Ultimate policy includes £250 of accessory cover, plus the option to add your helmet and clothing to the policy. Time to go shopping?


We believe that confidence and expertise are the backbone of good service, which is why our service-driven claims process is supervised from Yellow Jersey HQ. Our agents work hard to process claims quickly and get you back in the saddle as soon as possible.

Trusted by the professionals

Bicycle Insurance Partner - London Cycling Campaign
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