The simple answer is that home insurance cover is likely to be inadequate.
Our Bicycle Insurance covers your equipment when riding, racing or training worldwide, while our Travel Insurance fits the needs of cyclists – without sacrificing any aspect of normal travel insurance cover.
Across three tiers, our Bicycle Insurance covers your equipment from theft and crash damage, alongside numerous other benefits as standard. You can choose from annual or short-term policies.
We offer three cycling packages -
|Accidental damage Yes||Accidental damage Yes||Accidental damage Yes|
|Vandalism Yes||Vandalism Yes||Vandalism Yes|
|Theft at or away from home Yes||Theft at or away from home Yes||Theft at or away from home Yes|
|Single bike limit £1,000||Single bike limit £3,000||Single bike limit £15,000|
|Max policy value £3,000||Max policy value £10,000||Max policy value £50,000|
|Public liability £2,000,000||Public liability £2,000,000||Public liability £2,000,000|
|New for old cover Unlimited||New for old cover Unlimited||New for old cover Unlimited|
|Cover Europe No||Cover Europe 30 days||Cover Europe 120 days|
|Cover worldwide No||Cover worldwide No||Cover worldwide 120 days|
|Cover in transit No||Cover in transit Yes||Cover in transit Yes|
|Sportives / Charity events No||Sportives / Charity events Yes||Sportives / Charity events Yes|
|Racing (e.g. Crits, Triathlon, MTB, CX) No||Racing (e.g. Crits, Triathlon, MTB, CX) No||Racing (e.g. Crits, Triathlon, MTB, CX) Yes|
|Bicycle Transition Cover No||Bicycle Transition Cover No||Bicycle Transition Cover Yes|
|Race fee cover No||Race fee cover No||Race fee cover £500 (1 claim)|
|Roadside recovery No||Roadside recovery Yes||Roadside recovery Yes|
|Emergency bike hire No||Emergency bike hire No||Emergency bike hire £500|
|Damage to bike box No||Damage to bike box No||Damage to bike box up to £1,000|
|Theft from vehicle No||Theft from vehicle Yes||Theft from vehicle Yes|
|Accessory cover £250||Accessory cover £250||Accessory cover £250|
|Additional wheelsets No||Additional wheelsets Optional||Additional wheelsets Optional|
|Helmet & Clothing Optional||Helmet & Clothing Optional||Helmet & Clothing Optional|
|Physio Cover £250||Physio Cover £500||Physio Cover £750|
|Dental Cover £250||Dental Cover £500||Dental Cover £750|
|Permanent injury £10,000||Permanent injury £15,000||Permanent injury £25,000|
|Renewal discount 25%||Renewal discount 25%||Renewal discount 25%|
|Family Cover Yes||Family Cover Yes||Family Cover Yes|
|Multi-bicycle discount Yes||Multi-bicycle discount Yes||Multi-bicycle discount Yes|
|DNA+ security marking 1 Kit||DNA+ security marking 1 Kit||DNA+ security marking 1 Kit|
|Excess 10%, capped at £100||Excess 10%, capped at £100||Excess 10%, capped at £100|
If you need to make a claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is supervised centrally from the Yellow Jersey offices, meaning knowledge and expertise are guaranteed.
With a Yellow Jersey road bike insurance policy we do not charge you extra at renewal even if you've made a claim. We give all our customers a 20% renewal discount.
We offer a 60% multi-bike discount on all additional bikes, a single policy can be used for up to £50,000 combined bike value.
Crash damage is likely excluded on your home insurance and almost certainly if you're competing, with Yellow Jersey you're covered.
Making a thief's job harder is the best you can do, which is why we give you a free DNA+ bicycle security marking kit worth £36 with your policy.
We'll make sure everything is up to scratch if your bike is damaged through vandalism.
Whether your bike is stolen from home, work or elsewhere you’re covered – even if you lend it to a member of your family who lives with you.
We will always replace damages with an equivalent new version or pay for the full repair costs.
All of our Bicycle Insurance packages cover you for physio, dental and permanent injury.
Yellow Jersey are the official supplier to the British Triathlon Federation, we insure Team Wiggins among others, and are proud sponsors of Canyon Eisberg and Jodie Stimpson
Whilst crash damage is covered across the board, racing is not covered in either the Essentials or Performance packages.
|Loss of Limbs or Sight||£20,000|
|Emergency Cycle Hire||£500|
|Race Fee Cancellation Cover||£500|
|Cycle Breakdown Benefit||£200|
|Cycle Repatriation Benefit||£250|
|Delay due to Avalanche||£300|
While our travel insurance provides cover for downhill mountain biking, we currently only cover it for leisure. Downhill mountain bike racing is excluded under our policy. This exclusion does not apply to mountain bike races which involve elements of riding down hills, such as cross country or enduro events.
Service rating : So far, OK!
Product : I hope all is well. I don’t know what happens when you make a claim
As three brothers, we have been successfully running our family-owned insurance brokers for 15 years. As active members of the cycling community we wanted our bicycle insurance tailored to cyclists. So, in 2014, we started Yellow Jersey Cycle Insurance.
Trusted by the professionals