Electric Bike Insurance
A new electric bicycle can be a significant investment and one that often cannot be insured through a household insurance policy. That’s why Yellow Jersey’s e-bike insurance policy has been designed from the ground up to accommodate electric bike riders everyday needs.
All of our bicycle claims are handled in house. You’ll never be put through to some big call centre, instead you’ll have someone who knows and loves bikes taking you through every step of the claims promise.
We even provide every new annual bicycle insurance policy a free DNA+ forensic marking kit worth £36. Thieves know getting caught with a marked bike is much more likely to lead to their prosecution, providing a massive deterrent against bike theft.
Protect your electric bike with Yellow Jersey. Get your insurance quote in minutes. We offer a 60% Multi-Bike discount and family cover as standard.
Slide the riders for a price on our quick quote or click INSURE MY BIKES to buy now.
Why do I need a specialist Electric Bike Insurance Policy from Yellow Jersey?
At Yellow Jersey, we found that a large number of home insurers will not cover electric bikes, and electric bicycles valued over £1000 can be especially difficult to insure. We can provide complete cover for your e-bike at home and away, while riding in the UK as well as abroad. We offer everyone a renewal discount whether they make a claim with us or not, and more importantly, claiming with us won’t cause your home insurance premiums to go up.
Our policy includes as standard:
- Protection against 3rd party public liability claims up to £2M, with zero excess. Ride with confidence that you are covered for any third party costs incurred during an accident, be it damage to someone’s property or a collision with a pedestrian or fellow cyclist. Our third party is valid everywhere except for North America including Canada, so even on holiday we have you covered.
- Excellent accident management service and our claims promise. We don’t rely on big call centres to handle our customer services or claims. Our small team of enthusiastic and knowledgeable cyclists handle everything personally, in house, to deliver the best possible experience to our customers.We work hard to pay claims into your nominated account within 48 hours, and to never increase your premium or renewal price if you make a claim.
- UK Roadside Assistance & Recovery Electric Bikes are enabling more people to get out and enjoy cycling, but as the equipment gets more complicated, they get more difficult to repair. If you have a mechanical problem and can’t get home, our national breakdown service will come and pick up anywhere in the UK.
- Worldwide Cover: We know many of you are buying electric bikes to take abroad and ride on holiday, that’s why our cover is valid worldwide. We cover theft from your hotel or holiday home, out of a locked hire car, and even cover any damage to the bike if you have a fall abroad. We include cover for the bike while an airline has it in transit, along with its box or bag. If your bike arrives damaged, is delayed or even lost by an airline, we will cover the cost of hiring a replacement.
- Claim will have no affect on your home insurance premiums While some home insurers will allow you to list more valuable bicycles on their policies, their increase in premiums if you make a claim could discourage using their insurance when you need it. We do not put up our premiums if you make a claim with us, and guarantee everyone a 20% renewal discount weather they make a claim or not.
- Family cover included as standard Cycling is a social activity, and electric bikes allow friends and family to enjoy riding together, regardless of their different abilities. You can add the whole family’s bikes to the same policy, making use of our 60% multibike discount, and have cover for each bike regardless of which family member is riding them.
**please note that due to regulation, we are currently unable to insure e-bikes in Northern Ireland**
Protect your electric bike with Yellow Jersey. We offer a 60% Multi-Bike discount and include family cover as standard.
Slide the riders for a price on our quick quote or click INSURE MY BIKES to buy now.
Why Choose Yellow Jersey for my Bicycle Insurance cover?
Founded and managed by three brothers, Yellow Jersey has been set up to meet the needs of enthusiast cyclists.
We don’t rely on generic policies leased from big insurers. Yellow Jersey provide exclusive products designed in house with feedback from members of the cycling community, and underwritten by our contacts from 25 years in the insurance industry.
We also run all of our customer services and our claims process personally, in house. You won’t be put through to a faceless call centre; you will be speaking to passionate cyclists who take your needs seriously.
There is no need to take our word for it, have a look at our feedback on independent review site FeeFo read here.
Electric Bicycle, Cycle Travel Insurance
It doesn’t matter you’re on a leisurely tour, vineyard hopping in the South of France, or using an electric assisted bike to keep up with friends who spend a lot more time in the saddle than you do. You can purchase with confidence that you are covered for the costs of emergency medical care and repatriation in the event of a crash.
Get your Electric Bicycle, Cycle Travel Insurance Quote in minutes. We offer annual or single trip policies, and cover all elements of cycling as standard.
Get a price on our quick quote or click GET TRAVEL INSURANCE to buy now.
Why do I need a specific Cycle Travel Insurance?
We have worked with our customers to design a travel insurance product which fits the needs of cyclists, without sacrificing any aspect of a standard travel insurance product.
Following our detailed customer research, we realised most people were unaware of the restrictions on insurance policies provided by their employers or banks. Often times their policies excluded claims made if they had come off their bikes whilst on a cycling specific holiday.
Further, the EHIC card protection is only valid if you get taken to a state hospital in Europe. Most mountain resorts only have private hospitals, and state hospitals can be few and far between in destinations like Spain and Portugal.
Our policies were primarily designed with the racing and enthusiast market in mind, but as the electric bike market has developed we have seen how our race-bred policy can be equally beneficial to this new form of cycling.
Electric bicycles have enabled more people to enjoy our sport than ever before. Holiday rides are now accessible to everyone, and electric bikes are allowing people to ride at much higher speeds over much greater distances than they would otherwise have been capable of.
The distinction between the sport rider and the leisure cyclist has therefore started to narrow, and it is important that your travel insurance is ready to deal with your increased holiday activity.
In much the same way as you buy Travel Insurance for winter sports, we have made Cycle Travel Insurance simple and easy to understand. Buying travel insurance for cycling has always been needlessly complicated, so our aim has been to make the cover we offer people cycling abroad absolutely clear.
No matter where you are or what type of cycling you will be enjoying, you can relax and ride with complete confidence that with Yellow Jersey, you’re covered.
Our Cycle Travel Insurance covers as standard:
- Emergency medical expenses up to £10,000,000
- If things go wrong your travel insurer will pay for repatriation back to the UK
- Race fee cancellation cover
- Emergency dental treatment
- Personal Liability up to £2,000,000 including the USA and Canada
- Cancellations to your trip or an unexpected need to return home up to £5,000
- Lost baggage and delays
- Cost of bicycle rental if yours is delayed by your airline and arrives late to an event
- Taxi fares if you have a breakdown and need to get back to your hotel
- Since active people rarely confine themselves to a single discipline, annual policies also include a comprehensive Winter Sports Package for FREE
Who do we cover?
We can supply our cycle travel insurance to individuals, families, and couples as annual or short term policies. With discounts available for Families and Couples, there is no need to purchase separate travel insurance if you’re not all going to be riding.
Have a look at our Electric Bicycle, Cycle Travel insurance quick quote box to see how we compare. As a couple, your other half will only pay half. For a family policy with two adults, your first child will be added to the policy for half the price, and any more will be added for free.
Why choose Yellow Jersey for your Cycling Travel Insurance?
Cycling overseas, even just for leisure riding on an electric bicycle is seen as a big risk by the travel insurers, and they are often poorly equipped to cover it.
We know ‘winter sports’ need to be mentioned specifically for our cover to be valid on a skiing holiday, and the travel insurers have worked hard to make this clear to us as customers. Unfortunately, cover for cycling is rarely so clear. There seems to be no agreement on how to classify different types of cycling events, with policies including major exclusions buried deep in their policy wording, or excluding cycling all together.
Get your Electric Bicycle, Cycle Travel Insurance Quote in minutes. We offer annual or single trip policies, and cover all elements of cycling as standard.
Get a price on our quick quote or click GET TRAVEL INSURANCE to buy now.
Why Choose an Annual Travel Insurance Policy?
We want to provide as much flexibility to our customers as possible. That’s what you asked for when we were developing this product after all. We therefore offer travel insurance for a number of durations to fit your needs. If you are taking several trips over the course of the year, it may work out as better value to take out an annual policy.
By spreading the risk over 12 months, we can reduce the rates for you, while still providing cover for holiday you enjoy abroad. Our annual policies also include winter sports cover, so purchasing an annual travel insurance before your cycling trip in the summer could save you the hassle of finding another insurer before your skiing trip in the winter.
