Accidental damage
Our insurance policy covers accidental damage at home and while riding, including from collisions involving other cyclists and vehicles.
Extended Bike Values
Due the period of Covid-19 travel restrictions, our essentials insurance package will cover each bicycle up to £15,000, and a fleet of bikes up to £50,000. This means that while you can’t race or travel, you can get great insurance without paying for what you don’t need. Of course, the policy is still perfect for lower values bikes too.
DNA+ security marking
We include a free DNA+ bicycle security marking kit with each policy, worth £36. This deters thieves by showing that your bike is marked, and helps police in tracking and returning your bike if stolen.
Zero depreciation
Just because you bought your bike a few years ago, doesn’t mean you should be out of pocket if it gets stolen. We don’t devalue bikes any period of time, so the price you paid is the price you can insure them for.
Physio and dental cover
Our Essentials package has you covered for up to £250 of physiotherapy and dental work if you injure yourself during an accident on your bike. Don’t let risk of injury put you off of riding, but always ride safe!
Vandalism cover
There’s nothing more soul-destroying than senseless damage to your bike caused by vandalism. If your bike is damaged in this way while left locked up, we’ll cover it.
Public liability insurance
All of our policies include a generous £2m of public liability cover, so if you’re involved in a collision with a vehicle or person, you can rest assured. And so you’re not left out of pocket, there is zero excess to pay on third party claims.
£250 accessory cover included as standard
We include £250 worth of accessories cover with the option to insure more if you need it. This means if your panniers, lights or commuter are stolen or damaged at the same time as your bike, they can be included in your claim.
Renewal discount
We like to reward our customers for loyalty and are proud to offer a 25% renewal discount on every policy. Even if you’ve made a claim in your previous policy year.
Permanent injury
If the unthinkable happens and you suffer a permanent injury while cycling, our Essentials policy covers you up to £10,000, giving you the security you need to get yourself back on track.
Legal expenses
Up to £100,000 for the costs of legal expenses in the UK if you need to make a claim against another road user regarding your uninsured losses, or
compensation for personal injury. There must be a reasonable prospect of success, and you must use our appointed advisors.
Theft at home and away
If your bike gets stolen, our insurance policies cover it. This includes theft from your house and while away from home, even if you regularly lend your bike to a relative who lives at your address. Just make sure they follow our security requirements, and your bike isn’t left unsecured!
£100 maximum excess
We charge a 10% excess on claims for your bikes, but this is capped at £100. We also waive excess on third party claims.
Optional helmet and clothing cover
If you want to extend your cover to include helmets and cycle clothing, this is an optional extra in all of our policies.
Family cover and multi bike discount
You can insure your whole family’s bike collection on your policy, up to a combined value of £10,000. This means everyone in your household is covered and has peace of mind to enjoy cycling in whatever form they choose. We also offer a discount of 60% on each subsequent bike insured on a policy.
