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Winter Sports Travel Insurance
Do I need Winter Sports & Ski Holiday Insurance?
Winter sports travel insurance and ski holiday insurance provide specialist cover designed for skiing, snowboarding and snow-based trips abroad.
Most standard travel insurance policies do not cover winter sports as standard. If your trip is built around a ski holiday — whether that’s a week skiing with the family in Val d’Isère or a snowboarding break in the Alps — free bank cover or cheap online travel insurance is unlikely to give you the protection you need.
Many generic policies also exclude higher-risk activities, including competitive events and certain on-slope scenarios. Our winter sports and ski holiday insurance is built specifically for snow trips, covering a wide range of activities that are commonly excluded elsewhere.
Don’t let an accident, injury or unexpected disruption derail your ski holiday. Get an instant winter sports travel insurance quote online and travel with confidence, knowing Yellow Jersey has you covered on and off the slopes.
Ask yourself two questions about your travel insurance –
Have I checked if it covers me if I’m taking part in a competitive event?
e.g. Biathlon or a Ski Jumping?
Have I checked if it covers me if the primary purpose of travel is a winter sport?
e.g. skiing, snowboarding?
Why Yellow Jersey for Winter Sports Holiday insurance?
Choosing Yellow Jersey means you’re not just buying winter sports travel insurance. You’re backing a team that actually understands life on the mountain.
Straight-talking expertise: No scripts. No jargon. Just friendly specialists who know skiing, snowboarding and winter travel, and explain your cover in plain English.
Claims without the cold shoulder: If something goes wrong, we focus on getting you back on your feet and back on the slopes, not burying you in paperwork.
Cover that fits the trip you’re taking: From short breaks to full family ski holidays, whether you’re carving pistes or mixing things up with different winter sports, we’ve built flexible winter sports travel insurance that works around your plans.
Proper support, when it matters: Our UK-based team is easy to reach, quick to respond and genuinely helpful. No call-centre shuffle. No faff. Just support when you need it.
If you take several trips throughout the year, an annual ski travel insurance may be better value.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each ski trip, while still keeping you protected for every weekend adventure or week-long snowboarding holiday abroad.
Additionally, our policies can cover multiple sports, so you can be prepared for your winter sports adventure and still have coverage ready for your summer holiday sports trip; no last-minute insurance scramble is required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers. We offer winter sports holiday insurance and extreme winter sports insurance.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
Winter sports travel insurance
Snowboard & Ski Racing Insurance
Skiing Travel Insurance
Snowboarding travel insurance
Biathlon travel insurance
Off piste ski Travel Insurance
Off piste snowboard travel insurance
Snowmobiling travel insurance
Heliskiing Travel Insurance
Speedskating travel insurance
Full list of activities our Winter Sports travel insurance can cover
| Air boarding Travel Insurance | Long Track Speedskating Travel Insurance | Sleigh riding Travel Insurance |
| Biathlon Travel Insurance | Luge Travel Insurance | Snow bobbing Travel Insurance |
| Bobsleigh Travel Insurance | Nordic Skating Travel Insurance | Snow Cat. Boarding Travel Insurance |
| Cross country skiing Travel Insurance | Off Piste Skiing Travel Insurance | Snow Cat. Skiing Travel Insurance |
| Figure Skating Travel Insurance | Off Piste Snowboarding Travel Insurance | Snow park Travel Insurance |
| Heliboarding Travel Insurance | Skeleton luge Travel Insurance | Snow shoeing Travel Insurance |
| Heliskiing Travel Insurance | Ski bobbing Travel Insurance | Snow tubing Travel Insurance |
| Ice skating Travel Insurance | Ski instructor Travel Insurance | Snowboard cross Travel Insurance |
| Ice windsurfing Travel Insurance | Ski jumping Travel Insurance | Snowboard kiting Travel Insurance |
| Kick sledging Travel Insurance | Ski kiting Travel Insurance | Snowmobiling Travel Insurance |
| Kite skiing Travel Insurance | Skidooing Travel Insurance | Speedskating Travel Insurance |
| Kite snowboarding Travel Insurance | Sledging Travel Insurance | Tobogganing Travel Insurance |
Winter Sports Travel Insurance Cover summary
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our Winter Sports Travel Insurance FAQs
We can answer all your questions related to our winter sports travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds
Winter sports travel insurance is specialist cover designed for ski trips, snowboarding holidays and other snow sports. Unlike standard travel insurance, it includes protection for on-slope injuries, mountain rescue, ski equipment and weather-related disruption when winter sports are the main reason for your trip.
Yes. Winter sports travel insurance covers recreational skiing when it is listed as an insured activity. This includes medical treatment following a skiing accident, emergency evacuation from the mountain and cover for ski equipment, subject to policy limits and conditions.
Yes. Snowboarding is covered under winter sports travel insurance in the same way as skiing. This includes cover for injuries on the slopes, lost or damaged snowboard equipment and travel disruption linked to your winter sports trip.
Winter sports travel insurance can cover off-piste skiing when it is done responsibly and in line with local safety rules. In many cases this means skiing with a qualified guide. Unsupervised or unsafe off-piste activity may not be covered, so it’s important to check the policy wording before you travel.
Yes. Winter sports travel insurance includes cover for ski and snowboard equipment, whether owned or hired. This can include protection against loss, theft or damage, as well as compensation if your equipment is delayed and you need to hire replacements.
Many winter sports travel insurance policies include piste closure cover. This can help reimburse unused lift passes, ski hire or lessons if adverse weather or lack of snow forces resort closures and no suitable alternatives are available.
Winter sports travel insurance is strongly recommended for ski holidays in Europe. Medical treatment, mountain rescue and repatriation can be expensive, and standard travel insurance often excludes skiing and snowboarding altogether.
Yes. Winter sports travel insurance includes cover for emergency medical treatment following a ski or snowboard accident, as well as mountain rescue where medically necessary. This is essential in alpine resorts where rescue costs can be significant.
Yes. You can choose between single-trip winter sports travel insurance for one ski holiday or an annual policy that covers multiple winter sports trips throughout the year, depending on the level of cover selected.
Winter sports travel insurance is designed for anyone travelling to ski, snowboard or take part in snow sports abroad. If winter sports are the main purpose of your trip, specialist cover is essential to ensure you are protected both on and off the mountain.
