Water Sports Travel Insurance – Surf, Wind, and Kite - Protection for Every Wave
Whether you’re surfing in Bali, windsurfing along the coast of Maui, or kitesurfing through the air over Bloubergstrand, you know the thrill and you know the risk. Standard travel insurance won’t always have your back, but Yellow Jersey will. We’ve got you covered so you can focus on the adventure, not the what-ifs.
We’re the travel insurer for water sports lovers who like to do it properly. Competitions are covered, equipment is automatically protected, and if your gear doesn’t turn up, we’ll sort emergency hire. Basically, we’ve thought of everything so you can concentrate on catching waves, wind, and adrenaline.
Ready to hit the water with confidence?
Ask yourself two questions about your current travel insurance –
Have I checked if it covers me for risks associated with water sports?
e.g. public liability cover
Have I checked if it covers me if the primary purpose of travel is water sports?
e.g. a Bali surfing trip
Surfing, Windsurfing & Kitesurfing Travel Insurance – Protection for Every Wave
Surfing, windsurfing, and kitesurfing all come with risks that standard travel insurance often overlooks. Whether you’re heading for an exotic surf spot or riding the waves closer to home, you need insurance that works with your sport, not against it. That’s why we offer specialised kitesurfing travel insurance, windsurfing travel insurance, and surfing insurance to give you peace of mind as you take on the elements.
Our policies cover everything from basic risks to more extreme circumstances, ensuring your protection throughout your trip.
SURFING, WINDSURFING & KITESURFING INSURANCE vs GENERIC TRAVEL insurance?
Most general travel insurance providers exclude surfing, windsurfing, and kitesurfing, especially in higher-risk environments. This means you could be left exposed to significant costs if you’re injured or your gear is lost or damaged.
Yellow Jersey’s surfing travel insurance stands out:
Equipment Protection: Whether it’s your board, kite, or sail, we’ll cover the cost if your equipment is lost, stolen, or damaged.
Medical Expenses: If you’re injured while surfing, windsurfing, or kitesurfing, we’ll cover your medical expenses, including evacuation and repatriation if necessary.
Trip Cancellation: If you’re injured or delayed before your trip and can’t go, we’ll help recover your non-refundable deposits.
Personal Liability: Water sports can lead to accidents, and we provide personal liability coverage if you cause damage to property or injury to others.
Extreme Conditions: From kite surfing in strong winds to tackling bigger surf, we provide cover for extreme water sports and adverse weather conditions.
Global Protection: Whether you’re surfing in Hawaii, windsurfing in Spain, or kitesurfing in the Caribbean, our travel insurance covers you wherever you go.
Extensive Cover: Our policy covers injuries, lost equipment, delayed trips, and even potential cancellations, so you’re free to focus on the waves.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long holiday abroad.
Plus, our policies can cover multiple sports, so you could be set for your summer adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
water sports travel insurance Covers
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our water sports travel insurance FAQ section
We can answer all your questions related to our scuba diving insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.
Yes. We offer windsurfing travel insurance that covers injuries, equipment, and cancellations due to unforeseen events, including extreme weather conditions.
Our kitesurfing travel insurance includes protection for the equipment, as well as medical cover and liability. Whether you’re kitesurfing in calm waters or more challenging conditions, we’ve got you covered.
Yes. Whether you’re surfing in Europe, Asia, or the Americas, our travel insurance for surfing includes global protection for your adventures, including medical expenses and equipment damage.
Yes, our kitesurfing travel insurance includes coverage for more extreme conditions. If you’re taking on large waves or strong winds, we’ve tailored our policies to cover these higher-risk activities.
Our surfing travel insurance can cover you for competitions, provided you’re not competing professionally. Let us know your plans so we can ensure you’re adequately covered.
