Horse Riding Travel Insurance for Riding Holidays, Training and Equestrian Competitions Abroad

If horse riding is the main purpose of your trip, standard travel insurance may not provide cover. Our horse riding travel insurance is designed for riders travelling abroad for riding holidays, equestrian training and competitions.

Whether you are heading overseas for a trail riding holiday, riding school, training camp or amateur competition, this policy provides travel insurance designed for equestrian trips and horse riding holidays abroad.

What Horse Riding Activities Are Covered?

Our horse riding travel insurance is designed for trips where horse riding is the main activity, including:

  • Horse riding holidays and trail riding tours
  • Beach riding and trekking holidays
  • Equestrian training camps or riding schools abroad
  • Amateur competitions such as show jumping or dressage

What Is Horse Riding Travel Insurance?

Horse riding travel insurance is specialist travel insurance designed for trips where horse riding is the main purpose of travel. It forms part of our wider sports travel insurance, which protects travellers participating in more than 500 sports and activities.

Ask yourself two questions about your current travel insurance – 

Does travel insurance cover equestrian competitions abroad?

e.g. dressage events

Does horse riding travel insurance cover me if riding is the main purpose of my trip?

e.g. a trail riding holiday

Horse Riding Travel Insurance Illustration

Many standard travel insurance policies only include horse riding as a low-risk incidental activity, if it is covered at all.

This means horse riding may only be covered when it is a casual holiday activity and not the main purpose of your trip.

If you are travelling abroad for a riding holiday, equestrian training camp or competition, standard travel insurance may exclude the activity entirely or only provide limited protection.

Our horse riding travel insurance is designed specifically for riders travelling abroad, providing cover that reflects the realities of equestrian travel.

With specialist equestrian travel insurance, cover applies when horse riding is the main purpose of your trip rather than an incidental activity.

What’s included in your rugby travel insurance:

Depending on the level of cover you choose, benefits may include:

  • Medical and emergency treatment abroad
  • Emergency evacuation and repatriation
  • Cover for essential riding equipment
  • Trip cancellation or curtailment
  • Personal liability cover
  • 24/7 emergency assistance

All cover is subject to policy terms, conditions and limits.

If you take several trips throughout the year, an annual policy may be better value.

Annual or Short Term

A Travel lots, pay less

If you take several riding trips throughout the year, an annual travel insurance policy may offer better value than insuring each trip separately.

Many riders travel more than once each year for horse riding holidays, equestrian training camps or competitions abroad.

B No commitment

Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.

Discounts

Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.

Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.

It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.

 

Horse Riding Travel Insurance Cover summary

Travel Insurance benefits

Limit

Emergency Medical Expenses £10,000,000
Emergency Repatriation £10,000,000
Trip Cancellation £2,500 to £10,000
Dental Treatment £250
Hospital Benefit £500
Baggage £2,500
Travel Documents £500
Delayed Baggage £250
Personal Money £500
Departure Delay £250
Holiday Abandonment £5,000
Missed Departure £1,000
Missed Connections £20,000
Personal Accident £20,000
Death Benefit £10,000
Personal Liability £2,000,000
Car Hire Excess Protection (optional) £5,000

Sports covers

Limit

Owned or Hired Sports Equipment£500
Sports Equipment Upgrade (optional)£2500 to £5,000
Sports Equipment Emergency Hire£500
Sports Equipment Repatriation£250
Sports Activity Interruption£500
Race/Event Entry Fees£750
Gadget Cover£2,000

Horse Riding Travel Insurance FAQs

We can hopefully answer all your questions related to our horse riding travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.

Yes. This policy is designed for situations where horse riding is the primary reason you are travelling abroad, including riding holidays, equestrian training camps and amateur competitions.

es. Horse riding holiday insurance can cover organised riding holidays, guided trail riding tours and riding centre experiences abroad when horse riding is the main purpose of the trip.

Popular riding destinations include Spain, Portugal, Iceland and the USA where riders travel for trail riding holidays and equestrian experiences.

If horse riding is the main purpose of your trip, standard travel insurance may not always provide cover. Many policies only include horse riding as a casual holiday activity and may exclude it if you are travelling specifically for riding.

Horse riding travel insurance is designed for riders travelling abroad for horse riding holidays, equestrian training camps or competitions, where horse riding is the main activity during the trip.

This specialist cover can provide protection for medical treatment abroad, trip disruption and essential riding equipment while travelling for equestrian activities.

All cover is subject to policy terms, conditions and limits.

Many equestrian competitions such as dressage, eventing, showjumping, polo or horseball tournaments involve international travel. If horse riding is the main purpose of your trip, specialist horse riding travel insurance designed for equestrian travel may be required.

Essential riding equipment such as helmets, boots and riding gear may be covered subject to policy limits and conditions.

Some of the most popular destinations for riding holidays include:

  • Spain and Portugal riding holidays
  • Icelandic horse trekking tours
  • Ranch riding holidays in the USA
  • Horseback safaris in South Africa
  • ,Countryside riding holidays in France

These destinations offer organised riding experiences designed for travellers combining horse riding with exploration and adventure.

Yes. Many standard travel insurance policies only cover horse riding as a casual activity. If riding is the main reason for your trip, specialist horse riding travel insurance designed for equestrian travel may be required.

If horse riding is the main purpose of your trip, standard travel insurance may not provide cover. Horse riding travel insurance is designed for riders travelling abroad for organised riding holidays, trail rides or equestrian training.

Spain is one of the most popular destinations for horse riding holidays, particularly in regions such as Andalusia where guided trail riding and equestrian centres attract riders from across Europe. If your trip is built around riding activities, specialist travel insurance designed for horse riding may be more appropriate.

Many standard travel insurance policies only cover horse riding as a casual holiday activity and may exclude riding injuries if the activity is considered higher risk or the main purpose of the trip.

Horse riding travel insurance is designed for riders travelling abroad for riding holidays, equestrian training or competitions. This can include cover for emergency medical treatment abroad and emergency assistance if you are injured while participating in covered riding activities.

All cover is subject to policy terms, conditions and limits.

Yes. Many horse riding holidays are designed for beginners as well as experienced riders, with guided rides provided by professional riding centres or instructors.

If horse riding is the main purpose of your trip, horse riding travel insurance can provide protection for riding activities during organised riding holidays, training camps or equestrian travel experiences abroad.

Horse riding travel insurance can apply when horse riding is the main purpose of your trip, including many different equestrian disciplines and riding activities.

These can include:

  • Cross country horse riding
  • Equestrian dressage competitions
  • Equestrian eventing competitionsEquestrian showjumping events
  • Horse riding safari  experiences
  • Horseback archery training or competitions
  • Horseball tournaments
  • Polo tournaments and training camps
  • Polocrosse competitions
  • Pony trekking holidays
  • Pony mounted games competitions

Many riders travel internationally for riding holidays, equestrian training camps or amateur competitions. If horse riding is the main purpose of your trip, specialist horse riding travel insurance may be more appropriate than standard travel insurance.

Bicycle Insurance

Short-term or annual bicycle insurance for theft, damage and liability worldwide, from everyday riding to full-on racing.

Travel insurance for cyclists and triathletes, built for trips where riding is the purpose. Pair with our bike policy for complete peace of mind.

Sports Travel Insurance

We now offer sports travel insurance for 500 non-cycling activities, e.g. winter sports, hiking, golf, diving, surfing and more.