Visit our Business site

Copyright The Plan Group Ltd 2023 Yellow Jersey Cycle Insurance UK, Trading Style of the The Plan Group Ltd is authorised and regulated by the Financial Conduct Authority (FCA) no. 307249

Mountain Bike Travel Insurance

We probably don’t need to tell you that if you’re planning to ride your mountain bike abroad, you need mountain bike travel insurance to cover you in case of an accident.

Available as short-term or annual policies, our travel insurance is designed specifically for mountain bike riders travelling abroad, covering downhill and enduro as standard.

It covers the cost of emergency medical care and repatriation, including mountain rescue and heli-rescue if you are injured riding in the mountains.

Get a travel insurance quote

Ask yourself two questions about your travel insurance -

Have I checked it covers holidays where the primary purpose is cycling?

e.g. training camp

Have I checked it covers me if I'm taking part in a timed event?

e.g. sportive or triathlon?

Did you know?

EHIC/GHIC card protection is only valid if you are taken to a state hospital in Europe.

Most mountain resorts only have private hospitals whilst state hospitals are few and far between in most of Spain and Portugal.

Most UK travellers know they need to get specialist winter sports cover if they are skiing or snowboarding on holiday. Downhill sports come with big risks compared to a family beach holiday, and the areas where these sports are popular rarely have public hospitals.

Mountain biking holidays are no different. We’re travelling to resorts in the Alps where there are no public hospitals, and we’re participating in sports where there is a reasonable chance of injury. This is why mountain biking is excluded from almost all travel insurance policies. And while downhill mountain biking in the Alps is probably the extreme end of the spectrum, even some gentle cross-country mountain biking with the family is likely excluded from your usual travel insurance policy.

We’ve made travel insurance for cycling (including mountain biking) simple. Whether you’re planning a few days mountain biking with the family or a week of full-on downhill with your mates, you can purchase our mountain bike travel insurance with complete confidence that we have you covered. Our mountain bike travel insurance covers you for emergency medical expenses, repatriation to the UK and trip cancellation, plus all the features you’d expect from a standard, high-street travel insurance.

Our mountain bike holiday insurance policies also include extensive cover for Covid 19 related claims.

Mountain SPECIFIC or GENERIC TRAVEL?

We worked with follow mountain bike enthusiasts and our cuctomers to design a travel insurance product which fits the needs of mountain bikers, without sacrificing any aspect of a standard travel insurance product.

We realised most people were unaware of the restrictions on insurance policies provided by standard holiday insurance providers. Often, their policies excluded claims made if they had come off their bikes whilst on a cycling specific holiday.

If you are taking several trips over the course of the year, it may work out as better value to take out an annual policy.

Annual or Short Term

A Travel lots, pay less

Our mountain bike travel insurance is available to cover just your trip, or for the whole year.

By spreading the risk over 12 months, we can reduce the rates for you, while still providing cover for every holiday and event you enjoy abroad.

Our annual policies also include winter sports cover, so purchasing an annual travel insurance before your cycling trip in the summer could save you the hassle of finding another insurer before your skiing trip in the winter.

B No commitment

For those who don’t travel so frequently or don’t want the commitment, we also offer single-trip policies. Whilst these are obviously more expensive per day, they offer great flexibility and the same cover afforded to regular travellers. If you are taking one trip to Morzine in a year, and spending the rest of your holiday enjoying the beach with your family, you might be better off getting a single trip holiday insurance with us.

Discounts

With discounts available for Families and Couples, there is no need to purchase separate annual travel insurance if you’re not all going to be riding. If you travel with you partner we offer them a 50% discount.

For a family policy with two adults, your first child will be added to the policy for half the price, and any more will be added for free. The same discount is available for single-parent families where you pay for one adult.

If you are organising a trip with your mountain biking friends, our group discount allows parties of 5 – 10 people to travel on one policy with a 5% discount.

Since active people rarely confine themselves to a single discipline, our annual policies also include free winter sports cover.

A Cover summary
B Competitor comparison

Travel

Trip Cancellation	£5,000
Medical Expenses	£10m
Repatriation	£10m
Dental Treatment	£250
Hospital Benefit	£500
Valuables	£5,000
Travel Documents	£250
Delayed Baggage	£250
Personal Money	£500
Travel Delay	£250
Holiday Abandonment	£5,000
Missed Departure	£1,000
Loss of Limbs or Sight	£20,000
Permanent Disablement	£20,000
Death Benefit	£10,000
Personal Liability	£2m

Cycle Cover

Emergency Cycle Hire	£500
Race Fee Cancellation Cover	£500
Cycle Breakdown Benefit	£200
Cycle Repatriation Benefit	£250
Gadget Cover	£2,000

Winter Sports (ANNUAL)

Ski Equipment	£350
Ski Hire	£300
Ski Pack	£200
Piste Closure	£300
Delay due to Avalanche	£300

	Europe			Worldwide (inc USA)
	365 days	5 days	10 days	365 days	5 days	10 days	Excess
Bikmo Premier plus*	£431	£81	£112	£628	£187	£233	£100
Sportscover Direct Gold**	£528	£135	£180	£2,155	£518	£693	£90
Snowcard Pro Adventure	£650	£100	£161	£1,071	£156	£273	£50
Yellow Jersey Cycle Travel	£102	£32	£52	£130	£61	£84	£60

Cycling travel insurance quotes are based on a 35-year-old single male traveller, and the maximum trip length for annual policies was set at 30 days for all policies where the option was given. The cycle travel insurance quotes are done on a similar level of cover to the Yellow Jersey cycle travel cover. Yellow Jersey cycling travel insurance offers a large variety of cycling and triathlon activities as standard, including ironman, mtb and BMX racing which are considered extreme sports by other providers. Yellow Jersey cycle travel insurance includes winter sports as standard on annual policies. Quotes accurate 23/02/2023. Rates are illustrative; you must visit other UK sites for a full cycling travel insurance quote. Many travel insurance companies include 'cycling' under their list of covered activities but then restrict the type of riding you can do. They might allow an afternoon's pedalling with the family but exclude your sportive, so double check the level of cycling cover when getting a quote. * Added Sports Pack D - this covers triathlon **Sports pack 7 selected, which includes competitive mountain biking

Essentials

Performance

Ultimate

LOGIN TO MY ACCOUNT

About YellowJersey

Key Information

Additional Benefits

Further Information