We offer a pair of complementary insurance products. To cover your mountain bike against accidental damage, visit our Mountain Bike Insurance page. For travel insurance covering mountain biking holidays, read on.

Mountain Bike Travel Insurance

You’ve honed your skills on UK single-track and spent the off season nailing all the lines at the local trail centre. Your long planned trip to the continent is getting close and it’s not long till you’ll be taking on the best trails the mountains have to throw at you.

Whether you are planning a couple days out on your mountain bike on a family holiday, or a week of full on Enduro with your mates, you can purchase our Mountain Bike Travel Insurance with complete confidence that we have you covered.

Please note, we are not currently able to cover Downhill Mountain Bike Racing on our standard policy. Enduro racing is fine, as is Downhill Mountain biking if it is just for fun. If you need to race Downhill MTB, please give us a call on 0333 003 0046, and we will see how we can help you out.

Get your Mountain Bike Travel Insurance Quote in minutes. We offer annual or single trip policies, and cover racing as standard.

Get a price on our quick quote or click GET TRAVEL INSURANCE to buy now.

GET MOUNTAIN BIKE TRAVEL INSURANCE

Our Mountain Bike Travel Insurance covers as standard:

Emergency medical expenses up to £10,000,000
Repatriation back to the UK
Race fee cancellation cover
Emergency dental treatment
Cancellations to your trip or an unexpected need to return home up to £5,000
Lost baggage and delays
Cost of bicycle rental if yours is delayed by your airline and arrives late to an event
Taxi fares if you have a breakdown and need to get back to your hotel
Since active people rarely confine themselves to a single discipline, annual policies also include a comprehensive Winter Sports Package for FREE

All of these covers apply while riding or racing, a common exclusion on standard travel policies for mountain biking.

Why do I need a specific Mountain Bike Travel Insurance?

We have worked with our customers to design a travel insurance product which fits the needs of mountain bikers, without sacrificing any aspect of a standard travel insurance product.

Following our detailed customer research, we realised most people were unaware of the restrictions on insurance policies provided by their employers or banks. Often times their policies excluded claims made if they had come off their bikes whilst on a cycling specific holiday.

Further, EHIC card protection is only valid if you get taken to a state hospital in Europe. Most mountain resorts only have private hospitals, and state hospitals can be few and far between in places like Spain and Portugal.

Our policies were primarily designed with the racing and enthusiast market in mind, from amateur riders up to professional teams. The mountain bike travel insurance we offer online is the same as we provide professional racers.

In much the same way as you buy Travel Insurance for winter sports, we have made Cycle Travel Insurance simple and easy to understand. Buying travel insurance for mountain biking has always been needlessly complicated, so our aim has been to make the cover we offer people cycling abroad absolutely clear.

No matter where you are or what type of cycling you will be enjoying, you can relax and ride with complete confidence that with Yellow Jersey, you’re covered.

**NOTE** While our travel insurance provides cover for downhill mountain biking, we currently only cover it for leisure. Downhill mountain bike racing is excluded under our policy. We consider downhill mountain bike racing to include timed events which begin at the top of a mountain, and finish at the bottom. This exclusion does not apply to mountain bike races which involve elements of riding down hills, such as cross country or enduro events. Downhill mountain biking for leisure is not excluded.

Who do we cover?

We can supply our mountain bike travel insurance to individuals, families, and couples as annual or short term policies. With discounts available for Families and Couples, there is no need to purchase separate travel insurance even if you’re not all going to be riding.

Have a look at our Mountain Bike Travel Insurance quick quote box to see how we compare. As a couple, your other half will only pay half. For a family policy with two adults, your first child will be added to the policy for half the price, and any more will be added for free.

Why choose Yellow Jersey for your MTB Travel Insurance?

Cycling overseas for an organised event, race, or bit of training is seen as a big risk by the travel insurers, and they are often poorly equipped to cover it.

We know ‘winter sports’ need to be mentioned specifically for our cover to be valid on a skiing holiday, and the travel insurers have worked hard to make this clear to us as customers. Unfortunately, cover for cycling is rarely so clear. There seems to be no agreement on how to classify different types of cycling events, with policies including major exclusions buried deep in their policy wording, or excluding cycling all together.