OPEN WATER SWIMMING TRAVEL INSURANCE FOR SWIMMING HOLIDAYS, EVENTS & TRAINING ABROAD

Not always. Some standard travel insurance policies may cover recreational swimming but place restrictions on open water swimming, organised events or trips where swimming is the main reason for travelling.

If you’re heading overseas specifically for a swimming holiday, training or an organised event, it’s important to check that your policy covers the swimming you’re planning to do.

If swimming is one of the main reasons for your trip, specialist Swimming Holiday Travel Insurance can be a better fit than a policy designed primarily for a conventional holiday.

Our cover is designed for trips where taking part in sport is the primary purpose of travel, including organised swimming holidays, guided open water swimming trips, training camps and amateur events abroad.

Yes. Our Open Water Swimming Travel Insurance is designed for swimmers travelling abroad for swimming holidays, training and amateur events.

Different types and distances of open water swimming can be covered, so it’s important to select the activity and level of cover that matches the swimming you’re planning.

Yes. You can arrange cover for organised and guided swimming holidays where swimming is the primary purpose of your trip.

Whether you’re swimming between islands, following a guided coastal route, training in a lake or joining an organised open water swimming holiday, make sure the activities you’re planning are included within your selected cover.

Yes. Amateur open water swimming events and competitions can be covered when you select the appropriate swimming activity and level of cover.

Swimming events vary considerably in distance and format, so make sure the activity you select accurately reflects the event you’re entering.

Yes. Open water swimming up to marathon distance can be covered, subject to selecting the appropriate activity and level of cover.

Ultra-distance swimming is treated separately, so always check that the activity you’ve selected matches the distance and type of swim you’re undertaking.

Yes. Ultra-distance open water swimming, including Channel crossings, can be covered when the appropriate activity and level of cover are selected.

These swims fall into a different activity category from shorter-distance open water swimming, so it’s important to select the correct activity when arranging your policy.

No. Our cover is designed for amateur and recreational sports participants and does not cover professional sports participation.

If you earn your main income from swimming, are contracted as a professional athlete or are taking part in an event in a professional capacity, the policy may not be suitable for you.

If you’re unsure whether your swimming would be considered professional, please contact us before purchasing cover.

If you suffer an injury while taking part in an insured swimming activity overseas, your policy can provide cover for emergency medical treatment and, where medically necessary, repatriation to the UK, subject to the policy terms and conditions.

This is why it’s important to select the correct swimming activity when arranging your cover.

If an unexpected injury or illness prevents you from travelling, cancellation cover may reimburse prepaid, non-refundable travel costs, subject to the policy terms and the level of cover selected.

This can be particularly important for organised swimming holidays and overseas events where accommodation, guides, transfers or entry fees may have been paid for well in advance.

Depending on the cover selected, your swimming and sports equipment can be covered if it’s lost, stolen or accidentally damaged during your trip.

Always check the individual item and total equipment limits to make sure they’re suitable for the kit you’re taking with you.

Yes. Your policy can include cover for race or event entry fees up to the applicable policy limit, subject to the terms and circumstances of the claim.

This can be particularly useful if you’ve booked an overseas swimming event well in advance.

Yes. Partners, parents and other family members travelling with you but not taking part in the swimming can be covered as spectators.

This means they don’t need to pay for sports participation cover they aren’t going to use.

Yes. Accompanied minors can be covered without a parent needing to insure themselves on the same policy, provided the child is travelling with a responsible adult and the relevant policy conditions are met.

This can be useful for young swimmers travelling overseas for training camps, competitions and organised swimming trips.

Yes. If you regularly travel overseas for swimming holidays, training or events, an Annual Multi-Trip policy may offer better value than arranging separate Single Trip cover each time.

You can also select other sports and activities you take part in, making annual cover useful if swimming is just one of the reasons you travel.

Yes. Pool swimming and amateur swimming competitions can also be covered.

Make sure you select the swimming activities you plan to take part in when arranging your policy.

Yes. Open water swimming is part of Yellow Jersey’s wider Sports Travel Insurance, which can cover more than 500 sports and activities.

So if your swimming holiday includes other activities, or you travel throughout the year for different sports, you can select the activities you need when arranging your cover.