Sailing Travel Insurance for Dinghy Sailing, Yacht Sailing & Motor Sailing
Sailing travel insurance is specialist travel insurance designed for people travelling abroad to take part in sailing activities. Whether you’re dinghy sailing, yacht sailing, motor sailing, or heading overseas for a sailing holiday, standard travel insurance often won’t provide adequate cover.
Yellow Jersey sailing travel insurance is built specifically for sailing abroad. It provides tailored protection for dinghy sailors, yacht crews, and motor sailors — including offshore sailing, yacht charter holidays, and organised regattas — so you can focus on sailing with confidence.
Ask yourself two questions about your current travel insurance –
What if your gear is lost or delayed in transit before your sailing holiday?
Will your policy help if illness cuts short your motor sailing trip?
Tailored travel insurance for sailing — with real protection at sea
Our sailing travel insurance is designed for trips where sailing is the main purpose of travel. Unlike standard policies, it recognises sailing as a core activity, not an add-on, and provides cover that reflects the real risks of being on the water.
Whether you’re training, cruising, racing, or chartering a yacht abroad, our policies are structured to give you clear, practical protection — not vague exclusions.
What types of sailing are covered?
Our sailing travel insurance can cover a wide range of sailing activities, subject to policy terms and conditions.
This includes:
- Dinghy sailing, including training abroad and organised events
- Yacht sailing and yacht cruising
- Yacht charter holidays, whether bareboat or skippered
- Motor sailing as part of a sailing holiday or trip
- Offshore sailing, subject to distance-from-shore and experience requirements
- Sailing races and regattas, where sailing is the main purpose of your trip
Longer passages, offshore sailing, or competitive events may be covered subject to conditions such as experience level, safety equipment, and distance from shore, as set out in the policy.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long holiday abroad.
Plus, our policies can cover multiple sports, so you could be set for your summer mountaineering adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
Who needs sailing travel insurance?
Sailing travel insurance is suitable for anyone travelling abroad where sailing is a key part of the trip.
This includes:
Holidaymakers taking part in sailing activities abroad
Yacht charter guests and crew
Dinghy sailors training or competing overseas
Sailors taking part in regattas or organised sailing events
Anyone sailing offshore where standard travel insurance excludes cover
If sailing is the main purpose of your trip, specialist sailing travel insurance is usually required.
Sailing Travel Insurance Cover summary
The table below shows a summary of typical benefits included with our sailing travel insurance policies. Limits and cover vary depending on the policy level selected.
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our Sailing TRAVEL insurance FAQ section
We can answer all your questions related to our sailing travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.
In most cases, standard travel insurance offers limited or no cover for sailing. If sailing is the main purpose of your trip, or if you are sailing offshore, taking part in a yacht charter, or entering organised events, specialist sailing travel insurance is usually required.
Sailing travel insurance is specialist travel insurance designed for people travelling abroad to take part in sailing activities. This can include dinghy sailing, yacht sailing, motor sailing, sailing holidays, yacht charter trips, and organised races or regattas.
Yes. If you are travelling abroad and sailing is a key part of your holiday, specialist sailing travel insurance is recommended, as standard travel insurance may not provide adequate cover for sailing-related risks.
Yes. Dinghy sailing can be covered under sailing travel insurance when it is an insured activity and undertaken in line with the policy terms and conditions, including any safety or experience requirements.
Yes. Yacht sailing and yacht cruising can be covered under sailing travel insurance, subject to policy conditions. This can include both recreational sailing and sailing as part of a structured trip.
Yes. Yacht charter holidays often involve sailing activities that are excluded or restricted under standard travel insurance. Specialist sailing travel insurance is recommended to ensure appropriate cover while chartering a yacht abroad.
Yes. Motor sailing can be covered when it forms part of a sailing holiday or trip, subject to the policy terms and conditions.
Offshore sailing may be covered, subject to conditions such as distance from shore, experience levels, and safety requirements. These conditions are set out in the policy wording and should be reviewed before travel.
Sailing travel insurance can cover organised races and regattas when sailing is the main purpose of your trip, subject to policy terms and conditions.
In some cases, limited sailing activities may be covered under standard travel insurance if sailing is incidental to your trip. However, if sailing is the main purpose of your holiday, specialist sailing travel insurance is usually required.
Yes. Annual sailing travel insurance is available for people who take multiple sailing trips throughout the year. It can provide cover for several trips without the need to arrange a new policy each time.
Yes. Short-term sailing travel insurance is suitable for single trips or one-off sailing holidays, providing cover only for the duration of your trip.
Yes. Sailing travel insurance includes cover for personal belongings, subject to policy limits and exclusions. This can include sailing equipment where specified in the policy.
Sailing equipment may be covered under the personal belongings section of the policy, subject to limits and exclusions. Optional cover may be available for higher-value equipment.
Yes. Sailing travel insurance can include cover for hired or borrowed sports equipment, subject to policy terms and limits.
Yes. Sailing travel insurance includes cover for emergency medical expenses and repatriation, subject to policy limits and conditions.
Yes. Personal liability cover is typically included, providing protection if you are legally liable for injury to others or damage to their property while sailing, subject to policy terms.
Yes. Family sailing travel insurance policies are available and can cover adults and children travelling together under one policy.
Yes. Sailing travel insurance can be suitable for beginners, provided the activity is undertaken in line with the policy terms, including supervision, safety measures, and experience requirements where applicable.
Sailing training courses abroad may be covered when sailing is the main purpose of the trip, subject to policy conditions.
Full details of cover, limits, and exclusions are set out in the policy wording and policy summary document, which should be read carefully before purchasing.
