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Water Sports Travel Insurance

Sports Travel Insurance YJ Monogram

Specialist Travel Insurance for Water Sports

Water Sports Travel Insurance is designed for trips built around activities such as surfing, kitesurfing, kayaking, paddle boarding and white water rafting — sports that standard travel insurance policies often exclude, particularly when they are the main purpose of your trip.

Yellow Jersey Water Sports Travel Insurance is built for travellers whose holidays revolve around surf, wind and paddle sports, providing protection for medical emergencies, travel disruption and specialist sports equipment.

From surf trips and windsurfing holidays to rafting expeditions and kayaking tours, our specialist policy helps ensure you can focus on the adventure rather than worrying about the risks.

Whether you’re planning a surf holiday, a kitesurfing trip, a kayaking tour or a white water rafting adventure, our specialist travel insurance is designed for active travellers who spend their time on the water.

  • Cover for a wide range of water sports
  • Sports equipment cover included
  • Emergency medical and sea rescue cover
  • Options for single-trip or annual policies

Ask yourself two questions about your travel insurance – 

Have I checked if it covers me if I’m taking part in a competitive event?

e.g. water skiing competition

Have I checked if it covers me if the primary purpose of travel is watersports?

e.g. surfing, kitesurfing?

Water sports travel insurance illustration

Water sports travel often takes place in environments where standard travel insurance policies provide limited cover. Surf breaks, coastal winds, rivers and remote locations can introduce risks that many general travel policies exclude.

Yellow Jersey water sports travel insurance is designed for travellers taking part in activities such as:

  • Surfing holidays and surf camps
  • Windsurfing and kitesurfing trips
  • White water rafting expeditions
  • Kayaking and canoe touring
  • Rowing and paddle sports travel

Whether you’re travelling for recreation, training or amateur competition, the policy provides protection for emergency medical treatment, trip disruption and specialist sports equipment.

If you take several trips throughout the year, an annual water sports travel insurance may be better value.

Annual or Short Term

A Travel lots, pay less

Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long water sports holiday abroad.

Additionally, our policies can cover multiple sports, so you can be prepared for your summer sports adventure and still have coverage ready for your winter holiday sports trip; no last-minute insurance scramble is required.

B No commitment

Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers. We offer water sports holiday insurance and extreme water sports insurance.

Discounts

Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.

Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.

It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.

 

Water sports travel insurance

Windsurfing travel insurance icon

Windsurfing Travel Insurance

Kitesurf travel insurance icon

Kitesurfing Travel Insurance

Rafting travel insurance icon

White Water Rafting Travel Insurance

Kayak and canoe travel insurance icon

Kayak and Canoe Travel Insurance

Rowing travel insurance icon

Rowing Travel Insurance

 
Adaptive Rowing Travel Insurance Jet Surfing Travel Insurance Tow Foiling Travel Insurance
Big Wave Surfing Travel Insurance Kayak Cross Travel Insurance Wakeboarding Travel Insurance
Black Water Rafting Travel Insurance Kayak Freestyle Travel Insurance Water Rambling Travel Insurance
Bodyboarding Travel Insurance Kayaking Travel Insurance Water Skiing Travel Insurance
Canoe Marathon Travel Insurance Kite Sports Travel Insurance Water Skurfing Travel Insurance
Canoe Polo Travel Insurance Kite Surfing Travel Insurance Wave Skiing Travel Insurance
Canoe Slalom Travel Insurance Paracanoe Travel Insurance White Water Rafting Travel Insurance
Canoe Sprint Travel Insurance Raft Building Travel Insurance White Water Sledging Travel Insurance
Canoeing Travel Insurance River Boarding Travel Insurance Wildwater Raft Racing Travel Insurance
Coastal Rowing Travel Insurance River Surfing Travel Insurance Wildwater Racing Travel Insurance
Dinghy Foiling Travel Insurance River Tubing Travel Insurance Wind Foiling Travel Insurance
Dragon Boat Racing Travel Insurance Rowing Travel Insurance Windsurfing Travel Insurance
E Foiling Travel Insurance Rowing Ocean Crossing and Expeditions Travel Insurance Wing Foiling Travel Insurance
Flow Riding Travel Insurance Stand Up Paddle Boarding Travel Insurance Wing SUP Travel Insurance
Foiling Travel Insurance Stand Up Paddle Board Polo Travel Insurance Wing Surfing Travel Insurance
Gorge Walking Travel Insurance Stand Up Paddle Board Racing Travel Insurance Surf Boat Rowing Travel Insurance
Hydro Foiling Travel Insurance Stationary Surfing Travel Insurance Surfing Travel Insurance
Hydro Speeding Travel Insurance Surf Lifesaving Travel Insurance

Water Sports Travel Insurance Cover summary

Travel Insurance benefits

Limit

Emergency Medical Expenses £10,000,000
Emergency Repatriation £10,000,000
Trip Cancellation £2,500 to £10,000
Dental Treatment £250
Hospital Benefit £500
Baggage £2,500
Travel Documents £500
Delayed Baggage £250
Personal Money £500
Departure Delay £250
Holiday Abandonment £5,000
Missed Departure £1,000
Missed Connections £20,000
Personal Accident £20,000
Death Benefit £10,000
Personal Liability £2,000,000
Car Hire Excess Protection (optional) £5,000

Sports covers

Limit

Owned or Hired Sports Equipment£500
Sports Equipment Upgrade (optional)£2500 to £5,000
Sports Equipment Emergency Hire£500
Sports Equipment Repatriation£250
Sports Activity Interruption£500
Race/Event Entry Fees£750
Gadget Cover£2,000

Welcome to our Water Sports Travel Insurance FAQs

We can answer all your questions related to our water sports travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds

Water sports travel insurance is travel insurance designed for people taking part in activities on the water while travelling. This can include sports such as surfing, windsurfing, kayaking, stand up paddle boarding, rafting, kitesurfing and rowing. Policies typically include emergency medical cover, trip disruption protection and cover for sports equipment while you travel.

Yellow Jersey Sports Travel Insurance covers a wide range of water sports and paddle sports. Examples include:

  • Surfing
  • Windsurfing
  • Kitesurfing and wing foiling
  • Stand up paddle boarding
  • Kayaking and canoeing
  • White water rafting
  • Wakeboarding and water skiing
  • Rowing and dragon boat racing

Your selected activities are clearly listed in your policy documents, so you know exactly what is covered.

Many standard travel insurance policies exclude water sports or only cover very basic activities. If you are travelling specifically to take part in sports such as surfing, kayaking or windsurfing, a specialist sports travel insurance policy helps ensure those activities are included and clearly named on your policy.

Sports equipment cover can be included as part of your policy. This can help protect equipment such as surfboards, paddle boards, kayaks or specialist gear if it is lost, stolen or damaged while travelling. Cover limits and conditions apply, so it is important to check your policy documents.

Yes. Activities such as kayaking, canoeing and white water rafting can be covered when they are included in your chosen activity pack. Coverage may depend on factors such as the water grade and whether the activity is guided or supervised.

Surfing can be covered when selected as an activity within a sports travel insurance policy. This can include recreational surfing trips, surf camps or travel focused around surf destinations.

Yes. Windsurfing, kite sports and wing foiling activities can be included within sports travel insurance policies when selected during the quote process. Your chosen activities will appear on your policy schedule.

Yes. Stand up paddle boarding (SUP) trips and paddle sports holidays can be covered. This includes recreational paddle boarding, touring and some SUP racing activities depending on the policy options chosen.

Yes. Sports travel insurance includes emergency medical cover while travelling abroad. This can help with the costs of treatment if you are injured while participating in a covered sport during your trip.

Yes. If your trip involves multiple sports, you can select several activities when arranging your policy. Your policy documentation will confirm which sports are included.

Amateur competitions or organised events may be covered depending on the activity and the policy options selected. Professional competition may require different cover.

If the main purpose of your trip is surfing or another water sport, specialist sports travel insurance can provide cover specifically designed for active trips and adventure travel.

Sports travel insurance typically groups activities into different packs based on risk level. When getting a quote, you can select the pack that includes the water sports you plan to do. Your policy documents will confirm the activities included.

Yellow Jersey can cover hired sports equipment if it is lost, stolen or damaged during your trip. Terms and limits apply to the policy.

Yellow Jersey specialises in insurance for people who travel to stay active. Our sports travel insurance is designed for trips involving multiple activities, with equipment cover included as standard and your selected sports clearly listed in your policy documents.

Bicycle Insurance

Short-term or annual bicycle insurance for theft, damage and liability worldwide, from everyday riding to full-on racing.

Travel insurance for cyclists and triathletes, built for trips where riding is the purpose. Pair with our bike policy for complete peace of mind.

Sports Travel Insurance

We now offer sports travel insurance for 500 non-cycling activities, e.g. winter sports, hiking, golf, diving, surfing and more.