Why You Need Climbing, Hiking & Mountaineering Travel Insurance
Whether you’re tackling the Inca Trail, planning to climb Kilimanjaro, or heading to the Alps for a technical mountaineering trip, the right travel insurance is essential. At Yellow Jersey, we understand that mountain adventures come with unique risks—because we’re adventurers too.
Standard travel insurance is often not designed for the demands of rock climbing, hiking at altitude, or mountaineering expeditions. That’s why we’ve built specialist cover to protect your trip, your equipment, and, most importantly, you.
From challenging multi-day treks to adrenaline-fuelled climbs, our hiking, climbing, and mountaineering travel insurance is tailored to the moments that matter most. Meaning you can focus on the summit without worrying about the “what ifs.”
Ask yourself two questions about your current travel insurance –
Will your policy help if you miss your summit bid due to sudden illness?
Check your existing policy
What if your mountaineering gear is lost in transit before your big climb?
e.g. Your Cobra Ice Tool?
Tailored Travel Insurance for Rock Climbing, Hiking, and Mountaineering — with Real Protection Where You Need It
Much like winter sports insurance, travel insurance for mountain adventures should be specific, simple, and reliable. We’ve removed the guesswork, making it clear what’s covered and why.
Whether you’re climbing with a guide or joining a group expedition, our cover has been designed around the realities of your sport. From last-minute route changes to high-altitude medical emergencies, we’ve got your back.
Heading out for a single day of hiking or a multi-week mountaineering challenge? Our policy adjusts to your needs.
HIKING, CLIMBING & MOUNTAINEERING TRAVEL INSURANCE VS GENERIC TRAVEL INSURANCE
Generic travel policies rarely cover the specific challenges faced by climbers and hikers. Lost equipment? High-altitude illness? Missed summit attempts due to sudden weather changes? Most off-the-shelf insurance won’t cover these. That’s why our specialised travel insurance is built with your mountain adventures in mind.
Equipment Protection: Lost or stolen harness, helmet, or crampons? We’ll help recover the cost.
Trip Interruption Cover: Can’t continue your route due to injury or bad weather? We’ll help cover the costs.
Altitude Medical Support: Need evacuation from altitude? You’re covered.
Summit-Ready Support: Climbing Kilimanjaro? Our cover includes popular routes and destinations, including medical and cancellation protection.
Gear Delay Compensation: Essential gear missing in transit? We’ll help cover rental or replacement costs so your trip can continue.
Personal Liability & Medical Cover: Because accidents on the trail or the wall can happen.
No matter your destination or discipline, whether you’re navigating ridgelines or rope pitches, Yellow Jersey’s climbing and hiking travel insurance ensures you’re protected every step (and scramble) of the way.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long holiday abroad.
Plus, our policies can cover multiple sports, so you could be set for your summer mountaineering adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
Mountaineering Travel Insurance Cover summary
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our Hiking & Mountaineering TRAVEL insurance FAQ section
We can answer all your questions related to our hiking & mountaineering travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds
Yes. Climbing Kilimanjaro is a high-altitude trek, and many standard travel policies exclude this type of activity. Our policy includes cover for altitude, evacuation, and trip cancellation.
Our policy is built for climbers, whether you’re tackling trad routes, sport climbs, or indoor walls abroad. You must be part of an organised group or with a qualified guide on recognised routes.
Yes, we include up to £500 cover as standard with an option to extend up to £10,000 to cover your boots, crampons, axes, harnesses and anything other sports equipment you might be travelling with.
The cost of mountaineering kit adds up quickly. Boots, crampons, axes, helmet, harness, protection together can easily cost you in excess of £1000, and renting kit if yours is lost or delayed by an airline can be expensive. We include £500 sports equipment cover as standard, with the option to extend up to £5,000 if you need to.
Our policy includes emergency medical cover, evacuation, and repatriation—even from remote locations.
We include trip cancellation cover for unexpected illness or injury, so you won’t lose out financially.
Yes. Whether it’s a day hike or a week-long trek, our cover applies to a wide range of hiking holidays.
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About Us
Our love for Sport runs deep and is ingrained in every aspect of our organisation. We understand the exhilaration, challenges, and joys that come with every adventure. This passion has fuelled our dedication for more than 10 years to provide the best insurance solutions tailored specifically for sport.
