Why You Need Climbing, Hiking & Mountaineering Travel Insurance
Whether you’re tackling the Inca Trail, planning to climb Kilimanjaro, or heading to the Alps for a technical mountaineering trip, the right travel insurance is essential. At Yellow Jersey, we understand that mountain adventures come with unique risks—because we’re adventurers too.
Standard travel insurance often isn’t designed for the demands of rock climbing, hiking at altitude, or mountaineering expeditions. That’s why we’ve built specialist cover to protect your trip, your equipment, and—most importantly—you.
From challenging multi-day treks to adrenaline-fuelled climbs, our hiking, climbing and mountaineering travel insurance is tailored to the moments that matter most, so you can focus on reaching the summit, not worrying about the “what ifs”.
Ask yourself two questions about your current travel insurance –
Will your policy help if you miss your summit bid due to sudden illness?
What if your mountaineering gear is lost in transit before your big climb?
Tailored Travel Insurance for Rock Climbing, Hiking, and Mountaineering—with Real Protection Where You Need It
Much like winter sports insurance, travel insurance for mountain adventures should be specific, simple, and reliable. We’ve removed the guesswork, making it clear what’s covered and why.
Whether you’re climbing with a guide, or joining a group expedition, our cover has been designed around the realities of your sport. From last-minute route changes to high-altitude medical emergencies, we’ve got your back.
Heading out for a single day of hiking or a multi-week mountaineering challenge? Our policy adjusts to your needs.
HIKING, CLIMBING & MOUNTAINEERING TRAVEL INSURANCE VS GENERIC TRAVEL INSURANCE
Generic travel policies rarely cover the specific challenges faced by climbers and hikers. Lost equipment? High-altitude illness? Missed summit attempts due to sudden weather changes? Most off-the-shelf insurance won’t cover these. That’s why our specialised travel insurance is built with your mountain adventures in mind.
Equipment Protection: Lost or stolen harness, helmet, or crampons? We’ll help recover the cost.
Trip Interruption Cover: Can’t continue your route due to injury or bad weather? We’ll help cover the costs.
Altitude Medical Support: Need evacuation from altitude? You’re covered.
Summit-Ready Support: Climbing Kilimanjaro? Our cover includes popular routes and destinations, including medical and cancellation protection.
Gear Delay Compensation: Essential gear missing in transit? We’ll help cover rental or replacement costs so your trip can continue.
Personal Liability & Medical Cover: Because accidents on the trail or the wall can happen.
No matter your destination or discipline, whether you’re navigating ridgelines or rope pitches, Yellow Jersey’s climbing and hiking travel insurance ensures you’re protected every step (and scramble) of the way.
Annual or Short Term
A Travel lots, pay less
By spreading the risk over 12 months, we can reduce the rates for you while still providing cover for every weekend trip or week-long golfing holiday you enjoy abroad.
Our annual policies can also include winter sports coverage, so purchasing annual travel insurance before your summer golf trip could save you the hassle of finding another insurer before your winter skiing trip.
B No commitment
For those who don’t travel so frequently or don’t want the commitment, we also offer short-term, single-trip policies. Whilst these are obviously more expensive pro-rata, they offer great flexibility and the same cover afforded to regular travellers.
Discounts
With discounts available for Families and Couples, there is no need to purchase separate annual travel insurance if you’re not all going to be golfing. If you travel with your partner, we offer them a 50% discount.
For a family policy with two adults, your first child will be added for half the price, and any more will be added for free. The same discount is available for single-parent families where you pay for one adult.
If you are organising a trip with your cycling club, our group discount allows parties of 5 – 10 people to travel on one policy with a 5% discount.
Since active people rarely confine themselves to a single discipline, our annual policies also include free winter sports cover.
Cover summary
Mountaineering travel INsurance Covers
| Benefit | Limit |
| Trip Cancellation | £5,000 |
| Medical Expenses / Repatriation | £10mil |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Valuables | £5,000 |
| Travel Documents | £250 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Travel Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Loss of Limbs or Sight | £20,000 |
| Permanent Disablement | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2m |
Mountaineering Cover
| Emergency Equipment Hire | £500 |
| Climbing Equipment Cover | £5,000 |
| Adverse Weather | £500 |
| Gadget Cover | £500 |
Winter Sports (Optional)
| Ski Equipment | £350 |
| Ski Hire | £300 |
| Ski Pack | £200 |
| Piste Closure | £300 |
| Delay due to Avalanche | £300 |
Welcome to our Hiking & Mountaineering TRAVEL insurance FAQ section
We can answer all your questions related to our travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds
Yes. Climbing Kilimanjaro is a high-altitude trek, and many standard travel policies exclude this type of activity. Our policy includes cover for altitude, evacuation, and trip cancellation.
Our policy is built for climbers, whether you’re tackling trad routes, sport climbs, or indoor walls abroad. You must be part of an organised group or with a qualified guide on recognised routes.
Yes, we include up to £500 cover as standard with an option to extend up to £10,000 to cover your boots, crampons, axes, harnesses and anything other sports equipment you might be travelling with.
The cost of mountaineering kit adds up quickly. Boots, crampons, axes, helmet, harness, protection together can easily cost you in excess of £1000, and renting kit if yours is lost or delayed by an airline can be expensive. Ww include £500 sports equipment cover as standard with the option to extend up to £10,000 if you need to.
Our policy includes emergency medical cover, evacuation, and repatriation—even from remote locations.
We include trip cancellation cover for unexpected illness or injury, so you won’t lose out financially.
Yes. Whether it’s a day hike or a week-long trek, our cover applies to a wide range of hiking holidays.