Sailing Travel Insurance for Dinghy Sailing, Yachting & Motor Sailing
Sailing travel insurance is specialist travel insurance designed for people travelling abroad to sail, whether that’s dinghy sailing, yacht cruising or motor sailing.
Most standard travel insurance policies offer limited or no cover for sailing, particularly when it involves being on the water, sailing away from the coast or taking part in organised sailing activities. If sailing is the main purpose of your trip, generic travel insurance is unlikely to give you the level of protection you need.
Our sailing travel insurance is built for the realities of sailing trips, giving you proper cover on and off the water, so you can focus on the sailing rather than what might be excluded.
Ask yourself two questions about your current travel insurance –
What if your gear is lost or delayed in transit before your sailing holiday?
Will your policy help if illness cuts short your motor sailing trip?
Tailored travel insurance for sailing, including dinghy, motor sailing, and sail yachting, with real protection at sea
What types of sailing are covered?
Our sailing travel insurance is designed to cover a wide range of sailing activities when travelling abroad.
This includes dinghy sailing, whether you’re sailing from a club, training abroad or taking part in organised events. Dinghy sailing is treated as a recognised sailing activity, not an add-on.
The policy also covers yacht cruising and motor sailing, including coastal sailing and cruising as part of a sailing holiday or charter trip.
For more experienced sailors, offshore sailing and longer passages may be covered, subject to conditions such as distance from shore, experience levels and safety requirements set out in the policy.
Competitive and organised sailing activities, including races and regattas, can also be covered when sailing is the main purpose of your trip and the activity meets the policy terms.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long holiday abroad.
Plus, our policies can cover multiple sports, so you could be set for your summer mountaineering adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
Sailing Travel Insurance Cover summary
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our Sailing TRAVEL insurance FAQ section
We can answer all your questions related to our sailing travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.
Sailing travel insurance can cover organised races and regattas when sailing is the main purpose of your trip, subject to the policy conditions.
Yes. If you’re travelling abroad to sail as part of a yacht charter holiday, specialist sailing travel insurance is recommended, as standard travel insurance may not provide adequate cover.
Sailing travel insurance includes cover for personal belongings, which can include sailing equipment, subject to policy limits and exclusions.
