Specialist Dinghy Sailing, Motor Sailing & Yachting Travel Insurance
Whether you’re racing dinghies in the UK, exploring the Mediterranean by yacht, or setting out on an offshore motor sailing adventure, the right travel insurance is essential. At Yellow Jersey, we understand the different challenges of dinghy sailing, motor sailing, and sail yachting.
Standard travel insurance often excludes sailing, especially offshore trips, yacht charters, or competitive dinghy racing. That’s why we’ve built specialist sailing travel insurance to protect your holiday, your equipment, and, most importantly, you.
From flotilla sailing with friends to offshore passages and tall ship voyages, our cover is built for the realities of life at sea, so you can focus on sailing, not the “what ifs.”
Ask yourself two questions about your current travel insurance –
What if your gear is lost or delayed in transit before your sailing holiday?
Will your policy help if illness cuts short your motor sailing trip?
Tailored travel insurance for dinghy sailing, motor sailing, and sail yachting with real protection at sea
Sailing comes in many forms—dinghy, motor sailing, or yacht cruising—and each has its own risks. That’s why our sailing travel insurance is clear, flexible, and designed around the realities of your sport.
Whether you’re crewing a yacht, skippering a flotilla, or competing in dinghy regattas, our policy has you covered. From gear delays and medical emergencies to trip cancellations, we’re here so your plans aren’t left adrift.
Taking a short dinghy trip, a weekend motor sailing holiday, or a multi-week yacht voyage? Our cover flexes to match your trip.
SAILING TRAVEL INSURANCE VS GENERIC TRAVEL INSURANCE
Generic travel insurance rarely includes sailing—especially offshore passages, yacht trips, or competitive dinghy sailing. Gear loss? Illness at sea? Emergency evacuation? Most off-the-shelf policies won’t help.
That’s why our sailing travel insurance is built specifically for dinghy sailors, motor sailors, and yacht crews.
Trip Interruption Cover: Illness, accident, or severe weather forcing you to abandon your trip? We’ll help with costs.
Medical & Emergency Evacuation: Includes offshore and yacht-based incidents.
Dinghy Sailing Cover: Whether you’re training, racing, or holiday sailing, you’re protected.
Motor Sailing Holidays: From short coastal trips to long passages, your journey is insured.
Sail Yachting Adventures: Offshore yacht travel, flotilla holidays, or tall ship sailing all included.
Gear Delay Compensation: Missing kit? We’ll cover rentals or replacements so your trip continues.
Personal Liability & Medical Cover: Accidents afloat can happen—we’ve got you covered.
From UK dinghy regattas to offshore yacht passages, Yellow Jersey’s sailing travel insurance ensures you’re protected wherever the wind (or motor) takes you.
Annual or Short Term
A Travel lots, pay less
By spreading the risk over 12 months, we can reduce the rates for you while still providing cover for every weekend trip or week-long golfing holiday you enjoy abroad.
Our annual policies can also include winter sports coverage, so purchasing annual travel insurance before your summer golf trip could save you the hassle of finding another insurer before your winter skiing trip.
B No commitment
For those who don’t travel so frequently or don’t want the commitment, we also offer short-term, single-trip policies. Whilst these are obviously more expensive pro-rata, they offer great flexibility and the same cover afforded to regular travellers.
Discounts
With discounts available for Families and Couples, there is no need to purchase separate annual travel insurance if you’re not all going to be golfing. If you travel with your partner, we offer them a 50% discount.
For a family policy with two adults, your first child will be added for half the price, and any more will be added for free. The same discount is available for single-parent families where you pay for one adult.
If you are organising a trip with your cycling club, our group discount allows parties of 5 – 10 people to travel on one policy with a 5% discount.
Since active people rarely confine themselves to a single discipline, our annual policies also include free winter sports cover.
Cover summary
Sailing travel INsurance Covers
| Benefit | Limit |
| Trip Cancellation | £5,000 |
| Medical Expenses / Repatriation | £10mil |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Valuables | £5,000 |
| Travel Documents | £250 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Travel Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Loss of Limbs or Sight | £20,000 |
| Permanent Disablement | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2m |
SAILING Cover
| Emergency Equipment Hire | £500 |
| Scuba Equipment Cover | £5,000 |
| Adverse Weather | £500 |
| Gadget Cover | £500 |
Winter Sports (Optional)
| Ski Equipment | £350 |
| Ski Hire | £300 |
| Ski Pack | £200 |
| Piste Closure | £300 |
| Delay due to Avalanche | £300 |
Welcome to our Sailing TRAVEL insurance FAQ section
We can answer all your questions related to our sailing travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.
Yes. Standard policies often exclude dinghy sailing, particularly racing. Our dinghy sailing travel insurance includes medical, cancellation, and equipment protection.
Absolutely. Our motor sailing travel insurance protects you whether you’re cruising along the coast or heading offshore.
Yes. We provide sail yachting travel insurance for flotilla holidays, yacht charters, and offshore voyages.
Our policy covers flotilla holidays, including medical protection, cancellation cover, and gear replacement.
Yes. Tall ship sailing travel insurance is included for both short voyages and extended trips.
We’ll provide compensation for lost, stolen, or delayed gear so you can get back on the water quickly.
Yes. Our policy includes emergency medical cover, evacuation, and repatriation—even from offshore locations.