Specialist Dinghy Sailing, Motor Sailing & Yachting Travel Insurance

Whether you’re racing dinghies in the UK, exploring the Mediterranean by yacht, or setting out on an offshore motor sailing adventure, the right travel insurance is essential. At Yellow Jersey, we understand the different challenges of dinghy sailing, motor sailing, and sail yachting. 

Standard travel insurance often excludes sailing, especially offshore trips, yacht charters, or competitive dinghy racing. That’s why we’ve built specialist sailing travel insurance to protect your holiday, your equipment, and, most importantly, you. 

From flotilla sailing with friends to offshore passages and tall ship voyages, our cover is built for the realities of life at sea, so you can focus on sailing, not the “what ifs.” 

Ask yourself two questions about your current travel insurance – 

What if your gear is lost or delayed in transit before your sailing holiday?

Will your policy help if illness cuts short your motor sailing trip? 

Specialist Dinghy Sailing, Motor Sailing & Yachting Travel Insurance

Tailored travel insurance for dinghy sailing, motor sailing, and sail yachting with real protection at sea 

Sailing comes in many forms—dinghy, motor sailing, or yacht cruising—and each has its own risks. That’s why our sailing travel insurance is clear, flexible, and designed around the realities of your sport.

Whether you’re crewing a yacht, skippering a flotilla, or competing in dinghy regattas, our policy has you covered. From gear delays and medical emergencies to trip cancellations, we’re here so your plans aren’t left adrift.

Taking a short dinghy trip, a weekend motor sailing holiday, or a multi-week yacht voyage? Our cover flexes to match your trip.

SAILING TRAVEL INSURANCE VS GENERIC TRAVEL INSURANCE

Generic travel insurance rarely includes sailing—especially offshore passages, yacht trips, or competitive dinghy sailing. Gear loss? Illness at sea? Emergency evacuation? Most off-the-shelf policies won’t help.

That’s why our sailing travel insurance is built specifically for dinghy sailors, motor sailors, and yacht crews.

Trip Interruption Cover: Illness, accident, or severe weather forcing you to abandon your trip? We’ll help with costs.
Medical & Emergency Evacuation: Includes offshore and yacht-based incidents.
Dinghy Sailing Cover: Whether you’re training, racing, or holiday sailing, you’re protected.
Motor Sailing Holidays: From short coastal trips to long passages, your journey is insured.
Sail Yachting Adventures: Offshore yacht travel, flotilla holidays, or tall ship sailing all included.
Gear Delay Compensation: Missing kit? We’ll cover rentals or replacements so your trip continues.
Personal Liability & Medical Cover: Accidents afloat can happen—we’ve got you covered.

From UK dinghy regattas to offshore yacht passages, Yellow Jersey’s sailing travel insurance ensures you’re protected wherever the wind (or motor) takes you.

If you take several trips throughout the year, an annual policy may be better value.

Annual or Short Term

A Travel lots, pay less

Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend adventure or week-long holiday abroad.

Plus, our policies can cover multiple sports, so you could be set for your summer mountaineering adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.

B No commitment

Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.

Discounts

Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.

Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.

It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.

 

Sailing & Yachting Travel Insurance Cover summary

Travel Insurance benefits

Limit

Emergency Medical Expenses £10,000,000
Emergency Repatriation £10,000,000
Trip Cancellation £2,500 to £10,000
Dental Treatment £250
Hospital Benefit £500
Baggage £2,500
Travel Documents £500
Delayed Baggage £250
Personal Money £500
Departure Delay £250
Holiday Abandonment £5,000
Missed Departure £1,000
Missed Connections £20,000
Personal Accident £20,000
Death Benefit £10,000
Personal Liability £2,000,000
Car Hire Excess Protection (optional) £5,000

Sports covers

Limit

Owned or Hired Sports Equipment£500
Sports Equipment Upgrade (optional)£2500 to £5,000
Sports Equipment Emergency Hire£500
Sports Equipment Repatriation£250
Sports Activity Interruption£500
Race/Event Entry Fees£750
Gadget Cover£2,000

Welcome to our Sailing TRAVEL insurance FAQ section

We can answer all your questions related to our sailing travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.

Yes. Standard policies often exclude dinghy sailing, particularly racing. Our dinghy sailing travel insurance includes medical, cancellation, and equipment protection.

Absolutely. Our motor sailing travel insurance protects you whether you’re cruising along the coast or heading offshore.

Yes. We provide sail yachting travel insurance for flotilla holidays, yacht charters, and offshore voyages.

Our policy covers flotilla holidays, including medical protection, cancellation cover, and gear replacement.

Yes. Tall ship sailing travel insurance is included for both short voyages and extended trips.

We’ll provide compensation for lost, stolen, or delayed gear so you can get back on the water quickly.

Yes. Our policy includes emergency medical cover, evacuation, and repatriation—even from offshore locations. 

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Bicycle

We cover a wide range of benefits, including theft, crash, and personal liability coverage.

Cycle Travel

Travel insurance for cyclists and triathletes, when riding is the purpose of your trip, 

Sports Travel

We now offer sports travel insurance for non-cycling activities, e.g. golf, diving and surfing (coming soon).