Do I need specific scuba diving travel insurance?
Here is why specialist scuba diving travel insurance from Yellow Jersey is essential.
Most standard travel insurance only covers scuba diving when it is incidental to your trip and often restricts you to shallow, recreational depths. Many policies stop at 15 or 30 metres and exclude wrecks, caves, ice diving and mixed gases entirely. If diving is the main purpose of your holiday, the free cover from your bank or the cheapest online policy usually will not protect you when it counts.
Yellow Jersey’s scuba diving travel insurance is built for divers who take their sport seriously. We cover Scuba Diving Advanced with depth protection up to 40 metres, including wreck diving, cave diving, ice diving to 20 metres and the use of mixed gases. You are also protected for emergency medical treatment, evacuation, lost or damaged dive equipment and trip cancellation when diving conditions force you to change plans.
Whether you are joining a liveaboard, completing advanced training or planning a dedicated scuba holiday, you can dive with confidence knowing you have specialist cover designed for real underwater adventures.
Ask yourself two questions about your current travel insurance –
Have I checked if it covers me for risks associated with scuba diving?
e.g. decompression sickness?
Have I checked if it covers me if the primary purpose of travel is scuba diving?
e.g. a Red Sea scuba diving trip
Our Scuba Diving Travel Insurance covers emergency medical expenses, repatriation, and trip cancellation on top of lots of other scuba specific features you cant get from a generic travel insurer.
Scuba diving travel insurance vs GENERIC TRAVEL insurance?
Most standard travel policies leave divers high and dry. Shallow depth limits, no wrecks, no caves, no mixed gases and nothing for the bends or dodgy conditions. Great for city breaks, not so great when you are halfway down a line looking at a rusted hull. Our scuba travel insurance goes deeper. We cover medical mishaps, lost kit and dives cancelled because the sea decides not to play ball, with protection all the way down to 40 metres. We even include ice diving to 20 metres. You just need the right qualification for the dives you are doing, or to be under the instruction of a qualified instructor, and all activities must follow proper safety measures. Clear cover. Real diving. No surprises.
Annual or Short Term
A Travel lots, pay less
Committing to an annual policy can often work out better value than buying cover for each trip, while still keeping you protected for every weekend diving adventure or week-long holiday abroad.
Plus, our policies can cover multiple sports, so you could be set for your diving adventures and still have cover ready for your winter skiing trip; no last-minute insurance scramble required.
B No commitment
Not travelling all the time, or not ready to sign up for a full year? No worries. Our short-term, single-trip policies might cost a little more per trip, but they give you all the flexibility you need and the same handy suite of covers as our annual travellers.
Discounts
Heading off with your other half or the whole gang? We think that should be fun, not a headache for your wallet. That’s why couples get a break on the second traveller. One policy covers you both, and let’s be honest, one set of claims is usually enough drama for anyone.
Families get an even sweeter deal. Extra kids are added at a lower rate, so a family of four ends up paying just a little more than two adults. Single parents, don’t worry, the same clever scaling applies. Basically, we won’t charge you double just because there are more of you.
It all makes sense: more people on one policy doesn’t mean double the risk, and it certainly doesn’t mean double the paperwork. So grab your crew, pack your bags, and enjoy the trip. We’ve got the cover sorted at a fair price, no fuss, no nonsense.
scuba diving travel Insurance Cover summary
Travel Insurance benefits |
Limit |
| Emergency Medical Expenses | £10,000,000 |
| Emergency Repatriation | £10,000,000 |
| Trip Cancellation | £2,500 to £10,000 |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Baggage | £2,500 |
| Travel Documents | £500 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Departure Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Missed Connections | £20,000 |
| Personal Accident | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2,000,000 |
| Car Hire Excess Protection (optional) | £5,000 |
Sports covers | Limit |
| Owned or Hired Sports Equipment | £500 |
| Sports Equipment Upgrade (optional) | £2500 to £5,000 |
| Sports Equipment Emergency Hire | £500 |
| Sports Equipment Repatriation | £250 |
| Sports Activity Interruption | £500 |
| Race/Event Entry Fees | £750 |
| Gadget Cover | £2,000 |
Welcome to our scuba diving TRAVEL insurance FAQ section
We can answer all your questions related to our scuba diving travel insurance. If you can’t find the answer you are looking for after looking through the FAQs, you can call us Monday through Friday from 9 a.m. to 5 p.m. We typically answer the phone in under 30 seconds.
We’re excited to help you explore the underwater world! Our scuba diving travel insurance extends to a fantastic range of adventures, allowing you to scuba dive in beautiful locations across the globe.
- We cover depths up to 40 meters for most divers, which allows you to enjoy a wide variety of dive sites and marine life.
- We cover depths of 20m for ice diving.
- Our coverage also includes popular diving specialities like night diving, wreck diving, and even cold water diving! So, whether you’re exploring a sunken ship or venturing into icy waters, we’ve got you covered.
It’s important to remember that not all insurance providers offer specialised diving coverage. To make sure you have the protection you need for your underwater adventures, please take a moment to carefully select all the relevant options when you request a quote online. We’re here to help you dive with confidence!
Yes, our scuba diving travel insurance covers shark diving. You need to read the policy wording to get all the relevant conditions.
We understand how vital your diving equipment is, both for your safety and your enjoyment! That’s why when you purchase the optional equipment cover extension for our Scuba Diving Travel Insurance, you get peace of mind on your underwater adventures.
Here’s what our optional equipment coverage offers:
- Generous Coverage: You can pick any limit but we can provide up to £10,000 to protect your valuable diving gear.
- Own or Rented: Whether you’re using your own trusty equipment or renting gear at your destination, we’ve got you covered.
- Travel Protection: Your equipment is protected during transit to and from your dive location, so you can relax and focus on the excitement ahead.
To ensure smooth claims and keep your equipment safe, here are a few things to keep in mind:
- Secure Your Gear: When you’re not using your equipment, please make sure it’s properly secured. This helps prevent accidental damage or theft.
- Report Theft Promptly: If you are the victim of theft, please report it to the local police immediately and obtain a written police report. This is essential for your insurance claim.
- Damage Inspection: For damage claims, we may need to have your equipment inspected back home.
- Take Reasonable Precautions: Just like with any valuable item, taking reasonable precautions is key. Use locks, store your equipment in secure locations, and treat it with care.
We’re here to help you enjoy your diving experience to the fullest, knowing your equipment is protected!
Absolutely. If you require hyperbaric oxygen therapy due to decompression sickness, our policy will cover the costs when deemed medically necessary.
Absolutely, it does. That is a very common concern. Our policy covers search and rescue, including the use of helicopters, up to £50,000, hopefully providing you with peace of mind.
Our policy covers you ONLY for pre-existing medical conditions on our list; we do not provide coverage for other conditions.
Covered pre-existing medical conditions:
- Acne
- ADHD
- Allergic reaction (anaphylaxis) provided that you have not needed hospital treatment for this in the last two years.
- Allergic rhinitis
- Arthritis (the affected person must be able to walk independently at home without using mobility aids)
- Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than two inhalers and no other medication)
- Blindness or partial sightedness
- Carpal tunnel syndrome
- Cataracts
- Chickenpox – if wholly resolved
- Common cold or flu
- Cuts and abrasions that are not self-inflicted and require no further treatment
- Cystitis – provided there is no ongoing treatment
- Deafness
- Diabetes (which is controlled by diet or tablets only)
- Diarrhoea and vomiting – if wholly resolved
- Eczema
- Enlarged prostate – benign only
- Essential tremor
- Glaucoma
- Gout
- Haemorrhoids
- Hay fever
- Ligament or tendon injury – provided you are not currently being treated
- Macular degeneration
- Menopause
- Migraine – provided there are no ongoing investigations
- Nasal polyps
- PMT
- RSI
- Sinusitis – provided there is no ongoing treatment
- Skin or wound infections that have entirely resolved with no current treatment
- Tinnitus
- Underactive thyroid (Hypothyroidism)
- Urticaria
- Varicose veins in the legs
Alternatively, you can view a directory set up by the Money and Pensions Service. This directory provides easy access to companies that specialise in covering pre-existing medical conditions, enabling customers to find the best value cover.
The directory can be accessed at https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777.
Pedal Cover is not connected to the insurers provided by the directory. As we offer a travel insurance product aimed at cyclists, you should ensure that if you use a firm on the directory, they are able to cover your intended cycling activities.
No, sorry! You can view a directory set up by the Money and Pensions Service. This directory provides easy access to companies that specialise in providing cover for pre-existing medical conditions, to enable customers to find the best value cover.
The directory can be accessed at https://traveldirectory.moneyadviceservice.org.uk/en or by calling 0800 138 7777.
Yellow Jersey is not connected to the insurers provided by the directory. As we offer a travel insurance product aimed at cyclists, you should ensure that if you use a firm on the directory, they are able to cover your intended cycling activities.
Yes, but the insurance will not provide coverage for any claims directly or indirectly related to the pre-existing medical condition.
Our annual multi-trip scuba diving travel insurance policy has a 120-day trip maximum, but you can take as many trips as you like during the year as long as no individual trip exceeds that length.
Our annual scuba diving travel insurance can also include winter sports coverage as an optional benefit. For winter sports holidays, you can go for a maximum of 17 days per trip.
Automatically covered pre-existing medical conditions:
- Acne
- ADHD
- Allergic reaction (anaphylaxis) provided that you have not needed hospital treatment for this in the last two years.
- Allergic rhinitis
- Arthritis (the affected person must be able to walk independently at home without using mobility aids)
- Asthma (the diagnosis must have been made when the affected person was under the age of 50, and the asthma be controlled by no more than two inhalers and no other medication)
- Blindness or partial sightedness
- Carpal tunnel syndrome
- Cataracts
- Chickenpox – if wholly resolved
- Common cold or flu
- Cuts and abrasions that are not self-inflicted and require no further treatment
- Cystitis – provided there is no ongoing treatment
- Deafness
- Diabetes (which is controlled by diet or tablets only)
- Diarrhoea and vomiting – if completely resolved
- Eczema
- Enlarged prostate – benign only
- Essential tremor
- Glaucoma
- Gout
- Haemorrhoids
- Hay fever
- Ligament or tendon injury – provided you are not currently being treated
- Macular degeneration
- Menopause
- Migraine – provided there are no ongoing investigations
- Nasal polyps
- PMT
- RSI
- Sinusitis – provided there is no ongoing treatment
- Skin or wound infections that have entirely resolved with no current treatment
- Tinnitus
- Underactive thyroid (Hypothyroidism)
- Urticaria
- Varicose veins in the legs
