Electric Bike Insurance Made for Everyday Riders
Protect your ebike with insurance built around the way you actually ride — from city commutes to weekend adventures.
Our electric bike insurance covers theft, accidental damage, and third-party liability, with optional protection for riding abroad. It’s perfect for commuters, leisure riders, and those who occasionally take their electric bike overseas for a bit of extra power on the climbs.
Your ebike deserves insurance that’s simple, reliable, and made for riders like you. Get comprehensive protection for theft, accidental damage, third-party liability, and legal expenses — all in one easy policy.
Add your whole family’s ebikes under one plan and enjoy up to 60% off multi-bike cover, plus an extra 30% electric bike discount because we know ebike riders have fewer accidents. Quick, affordable, and hassle-free — get an instant online quote and ride with complete peace of mind.
Battery Covered: Damage or theft? We’ve got your e-bike battery protected.
Everything You Need to Know About Electric Bike Insurance
Our ebike insurance covers all the essentials, including third-party liability up to £2 million, theft protection whether at home or away, accidental damage, and legal expenses. Family-friendly coverage lets you include all ebikes in your household under one policy, with a 60% multi-bike discount applied automatically.
We know that e-bike riders have fewer accidental damage claims, which is why we provide an additional 30% e-bike discount on your premium. You can choose the level of coverage that suits your needs, from Essentials for daily commuters and casual riders to Performance for European trips, and Ultimate for worldwide coverage and business use.
We protect bikes valued up to £15,000, including electric bicycles, tricycles, and cargo bikes. Battery protection is included to cover damage caused during theft or vandalism. We cover ebikes that comply with UK law, covering motors that assist only while pedalling and up to 15.5 mph, with no throttle control.
Click the button below to get an instant online quote and enjoy complete peace of mind while riding your e-bike.
Save Big with
Yellow Jersey Rewards
Electric bikes are an investment — and with our electric bike insurance, we’re here to help you protect and power that investment. Through Yellow Jersey Rewards, you’ll enjoy exclusive discounts on e-bike essentials, from 40% off Garmin to savings on helmets, chargers, and performance gear. Whether you ride to commute or explore, our electric bike insurance customers get more than just cover — they get real value back. It’s all part of our ethos to free your ride and make owning an electric bike even more rewarding.
Find out more about our customer rewards.
Choose the Level of Cover That Fits
Pick the electric bike insurance that suits your riding:
essentials
Perfect for everyday rides and commutes.
Our entry-level ebike insurance gives you dependable protection for day-to-day use, covering theft and accidental damage. You’ll also get public liability cover for your named e-bikes and £100,000 of legal expenses, giving you confidence every time you ride.
performance
Ideal for European adventures.
Designed for regular riders and enthusiasts, this level adds protection for charity rides and taxi cover. It includes all the benefits of Essentials, plus extended theft and accidental damage cover while you’re travelling across Europe.
ultimate
Enhanced electric bike insurance covers.
This level gives you worldwide coverage, public liability for any bike you ride, and courier cycling coverage in the UK (PL excluded). You’ll also get enhanced personal accident coverage of up to £25,000, as well as all the benefits of Essentials and Performance.
Performance
Ultimate
Ultimate
Essential
Performance
Ultimate
Further A field
Accessories & Clothing
Medical
Benefits & Excess
the key features
Ebike Insurance Experts
If you need to make an electric bike insurance claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is managed completely in-house, meaning knowledge and expertise are guaranteed.
Electric Bicycle Insurance Claims & Renewals
We don’t believe you should be put off making an insurance claim just because you’re worried your premiums might go up. With Yellow Jersey ebike insurance, we don’t charge you extra at renewal, even if you’ve made a claim. When you renew, you’ll get the same base price as a new customer, but we’ll even apply a 25% renewal loyalty discount to your premium.
Crash Damage
DNA+
If we can discourage bicycle theft, we can lower premiums for everyone. We give new annual bicycle insurance customers a free DNA+ bicycle security marking kit worth £36 with their policy. These make stolen bicycles traceable and prove that they are stolen property making them less desirable for thieves.
Handle The Vandals
We’ll make sure everything is up to scratch if your bike is damaged through vandalism.
Home & Away
Whether your electric bike is stolen from home, work, or elsewhere, you’re covered—even if you lend it to a family member who lives with you. All we ask is that you follow our straightforward bicycle locking requirements.
Zero Depreciation
We don’t depreciate the value of an electric bicycle, so the price you paid is the value we will cover your bike for, regardless of how long you’ve owned it.
Medical Cover
All of our electric bike insurance packages cover you for physio, dental and permanent injury.
Trusted Quality
Yellow Jersey is proud to partner with the London Cycling Campaign (LCC) and Singletrack Magazine, supporting riders who use e-bikes for commuting, touring, and off-road adventures.
Cover abroad
We provide electric bike insurance for households and enthusiasts, ensuring your ebike is protected whether you’re riding in the city, on European trails, or enjoying MTB-style adventures in places like Morzine.
Public Liability
Whilst crash damage is covered across the board, racing is not covered in either the Essentials or Performance packages.
Customer Feedback
Efficient
About Us
Our love for cycling runs deep and is ingrained in every aspect of our organisation. We are avid cyclists ourselves, understanding the exhilaration, challenges, and joys that come with every ride. This passion has fuelled our dedication for more than 10 years to provide the best insurance solutions tailored specifically for cyclists.
eBike insurance
Single trip and annual bike cover for theft, crash damage, and personal liability—covering you in the UK and worldwide.
Cycle Travel
Travel insurance is essential when riding your e-bike abroad. Pair it with our e-bike insurance for complete peace of mind.
Sports Travel
We now offer sports travel insurance for non-cycling activities, e.g. golf, diving and surfing (coming soon).
Trusted by the professionals
