Triathlon bike insurance

A triathlon insurance policy built to cover your bikes training and racing in the UK and abroad.

Yellow Jersey has been the official triathlon insurance partner to the British Triathlon Federation since 2015, and we have worked together to make sure our triathlon bicycle policy provides the cover you need.

Click below to get an online triathlon bike insurance quote

Get a triathlon bike insurance quote 

Which triathlon insurance package is for me?

Whether you’re a casual beginner or a seasoned athlete with a clutch of finisher’s medals in your trophy case, our tailor-made triathlon bike insurance is designed for you. We are the official insurance partner of the British Triathlon Federation, and we have worked directly with them to produce a triathlon insurance product, perfectly suited to the needs of triathletes of all levels. We've made sure our triathlon insurance provides the cover you need for your TT bikes, racing in the UK and abroad. Our Ultimate policy covers accidental damage and liability while racing at all distances, including Ironman. It covers triathlon bikes in transition zones up to 48 hours before the race starts, and Don't forget to add your British Triathlon discount if you are a member, and make sure to quote for all your bikes that need insuring. We provide a 60% multi-bike discount, and this can include any bikes belonging to family members. We have been the official insurance supplier for the British Triathlon Federation since 2015, and we have used that relationship to develop the most comprehensive insurance package for triathletes on the market. We offer three tiers of cover to suit different types of rider, but if you are competing in triathlon, the Ultimate tier is likely the best option for you.

triathlon bike insurance tt bicycles


We understand that competing in triathlons often equates to investing in top quality equipment, so our triathlon policies all offer generous coverage against theft and damage. If anything should happen to your bike while training or competing, we’ve got you covered.

travel insurance for triathlon


The UK boasts some fantastic triathlon events, but some of the ones offered elsewhere in the world are really astounding. With our triathlete-friendly travel insurance, you are free to have fun and compete in events around the world without worrying.

Health Insurance - Sun Lounger


Our health insurance covers you if you fall ill in UK, providing a broader range of options for treatment locations and scheduling compared to the NHS. This includes faster, more convenient access to treatment.

The Key Features

Give yourself peace of mind while competing in triathlon events around the world with a triathlon insurance policy endorsed by the British Triathlon Federation. Our Ultimate tier insurance policies cover accidental damage and liability while racing in the UK and abroad, along with extra features such as cover in transition zones


Getting yourself and your TT-bike to a triathlon event shouldn’t be a source of stress. Our Ultimate Triathlon Insurance package covers your bike and bike box end-to-end, including if it is stolen from a vehicle you are in charge of. If your triathlon bike is delayed or damaged by an airline, we’ll even cover the cost of a hire bike so you don’t miss your event.


You’ll be covered for claims up to £2M, with zero excess. Any third-party costs are covered, be it damage to someone’s property or a collision with a pedestrian, or fellow cyclist. Our third party is valid everywhere except for North America (including Canada).


Our Ultimate policy covers single bicycles up to £15,000, meaning that your esteemed triathlon bicycle will be protected should anything happen to it. You shouldn’t have to compromise on what you ride for fear of damage or theft – and with our triathlon insurance policy, you won’t have to.


It’s frustrating to train for an event only to be forced to pull out due to injury, but this frustration needn’t mean you lose out financially. If something prevents you from attending your triathlon event, we’ll cover you up to £500 for any non-refundable entry fees. Pulling out because you haven’t done enough training isn’t covered, unfortunately!


Dealing with insurance claims for triathlon bikes can be complicated, and we know from experience that an outsourced claims company will never be able to provide the level of customer service we demand. This is why a dedicated team in our office handles all of our claims. Many of our staff started their careers in local bike shops, and come to us already experts when it comes to the latest triathlon kit. We make sure our team stays up to date with the latest suppliers and builds relationships with the best shops and mechanics across the country so we can sort your insurance claim as quickly as possible.


Many triathlon events require you to rack your bike in transition the night before. Big events such as IronMan may require you to leave your bike with them even earlier than this. If the venue or event security be compromised and your bike is stolen from the transition area, our Ultimate Triathlon Insurance policy will cover it for theft up to 48 hours before your race starts. If you add helmet and clothing cover to your policy, we’ll even cover your wetsuit should it go missing from the transition zone.


Training for triathlons can be dangerous, so if you injure yourself while riding an insured bike our policies all include physio cover. The Ultimate policy covers up to £750 in physio costs.


We offer everyone a renewal discount whether they’ve made a claim with us or not. More importantly, claiming with us won’t push up your home insurance premiums.

Racing is only covered on our Ultimate tier Bicycle Insurance. Racing is excluded under the Perfomance and Essentials tiers

Trusted by the professionals

Bicycle Insurance Partner - London Cycling Campaign
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