We offer a pair of complementary triathlon insurance products. Triathlon Bike Insurance which provides complete cover for all your bikes worldwide, including crash damage and theft along side numerous other benefits as standard. We also offer Triathlon Travel Insurance which covers trip cancellation, medical expenses and repatriation also on top of lots of other features you’d expect from a travel insurer.

Our policies each have a simple one page application. They can be purchased on their own or together, for a full year or a single trip, giving you amazingly flexible comprehensive cover!

To find out more about what these policies cover, click either the Triathlon Bike Insurance or Triathlon Travel Insurance tab above.

Triathlon Bike Insurance

Triathletes are passionate about their sport. It’s an individual sport that requires endurance, core strength, balance and self-reliance. It isn’t often that amateur athletes get to take on the Pro’s, but in Triathlon, they get to swim, bike and run the same course as professionals. Its part of what makes triathlon unique. Whether it’s your first season or you’re an Ironman competing since the eighties, we know triathlon is more than just a sport. It’s a passion.

Why do I need a specialist Triathlon Bike Insurance Policy from Yellow Jersey?

We are often asked “why not just use my home insurance?” The answer is that the cover is likely to be completely inadequate for a dedicated Ironman Triathlete – Or even an enthusiast doing their first sprint triathlon.

Our team has designed the Yellow Jersey triathlon bike insurance policy from the ground up. Working with our partners at the British Triathlon Federation and detailed consultations with our customers, we have produced 2 simple policies which provide everything you need. Whether you compete in Sprint, Olympic, Ironman or other length triathlon, with Yellow Jersey you’re covered.

All of our claims are handled in house by our team of experts, recruited out of local cycle clubs and shops. We will never put you through to clueless call centre.

To top it off, all of our customers get offered a 20% renewal discount regardless of weather they have made a claim. Your home insurer or another bicycle insurer will likely raise your premium if you make claim to try and put you off. We are here to protect your bikes, so if you need to make a claim, we want you to do just that.

Specific features that you are unlikely to see included in competitors Triathlon Bike Cover include:

• Transition Area Cover. You have to leave your valuable equipment in the transition area before you start – sometimes the night before. While triathlon event organizers do what they can to supply and enforce security, this is a significant risk and bikes and equipment do get stolen. Our policy specifically protects you against this risk.
• Wetsuit Cover: Kit can go missing in busy transition areas. Whether lost or stolen – we’ll replace this vital piece of kit for you as standard.
• 60% off your second (or more) bikes. We know that most Triathletes will have more than one bike. You might have a Low Profile TT machine that you compete on, but you’re likely to have a valuable road / training bike which you might also use with clip on bars – particularly for hilly or mountainous triathlons. We supply cover for your second bike with a substantial discount because we recognize that you can only really be riding one at any given time!
• Full Competition Cover. While Yellow Jersey is an official partner of British Triathlon, we recognize that members are likely to compete in events held under different governing body rules. Perhaps you’re entering a British Cycling road race as training or you are competing abroad. Whatever the situation, we provide cover for you in competition – irrespective of the governing body involved in the event.
• Crash damage cover – for your bike and equipment. Triathlon is not a cheap sport, there are so many purchases – multiple bikes, deep section wheels, possibly even a power meter but we can cover these too. Crash damage is likely excluded on your home insurance and almost certainly if you’re competing, with Yellow Jersey you’re covered.
• Worldwide Travel Cover: We know winter training camps can make all the difference when you’re looking to win your age group or set a new PB so if your bike is damaged on a ride abroad you’re covered. We know the fear of waiting to see if your bike arrives safely when you pack it in a bike box, we include cover for your bicycle in a bike box whilst in transit. If your bike arrives damaged, is delayed or even lost by an airline we will cover the cost of hiring a replacement.
• Ironman Insurance: If you’re going long then you are more likely to be doing more miles and more travelling, we don’t charge any extra for Ironman.
• GB Age-Group athletes are travelling, training and racing more frequently than the average triathlete and therefore the risks of something going wrong are heightened. We also understand that Age Groupers are likely to race in the latest kit and have expensive accessories such as race wheels and power meters so the need to get good quality cover is paramount.
  Your Home Nation membership provides you with Third Party Liability and Personal Accident Insurance. However, it does not cover you for all aspects of training or racing when abroad, such as insuring your bike and equipment for theft or damage. As the official suppliers of bicycle insurance to the British Triathlon Federation and as a reward for our amazing GB Age-Group team, Yellow Jersey offers a 15% discount (normal BTF members get a 10% discount).

Why Choose Yellow Jersey for my Triathlon Bike Cover?

As competitors in Ironman and Triathlon events at shorter distances, the team at Yellow Jersey is as committed to excellent Triathlon Insurance as you are to your training regime.
We have a unique claims promise the Yellow Jersey team decide on all claims not a faceless insurer. If you want an endorsement Yellow Jersey is the official British Triathlon insurance supplier. And if that’s not enough we collect independent feedback from fellow triathletes which you can read here.