Help
Login
Personal Business

TRIATHLON BIKE INSURANCE

Whether you’re a casual beginner or a seasoned athlete with a clutch of finisher’s medals in your trophy case, our tailor-made triathlon bike insurance is designed for you.

We are the official insurance partner of the British Triathlon Federation, and we have worked directly with them to produce a triathlon insurance product, perfectly suited to the needs of triathletes of all levels.

We’ve made sure our triathlon insurance provides the cover you need for your TT bikes, racing in the UK and abroad. Our Ultimate policy covers accidental damage and liability while racing at all distances, including Ironman. It covers triathlon bikes in transition zones up to 48 hours before the race starts, and we can even provide cover for wetsuits left in transition.

Scroll down for the full list of features covered by our triathlon bike insurance, or click to get an instant online quote.

Don’t forget to add your British Triathlon discount if you are a member, and make sure to quote for all your bikes that need insuring. We provide a 60% multi-bike discount, and this can include any bikes belonging to family members.

Our triathlon insurance policies are informed by industry experts. You can get an instant, online quote by clicking below and adding your bike information. There is no need to share any personal details until you are ready to save your insurance quote.

Get a quote 

Which package is for me?

We have been the official insurance supplier for the British Triathlon Federation for five years, and we have used that relationship to develop the most comprehensive insurance package for triathletes on the market. We offer three tiers of cover to suit different types of rider, but if you are competing in triathlon, the Ultimate tier is likely the best option for you.

triathlon bike insurance tt bicycles

Bicycle

We understand that competing in triathlons often equates to investing in top quality equipment, so our triathlon policies all offer generous coverage against theft and damage. If anything should happen to your bike while training or competing, we’ve got you covered.

Get quote   Learn more  
travel insurance for triathlon

Travel

The UK boasts some fantastic triathlon events, but some of the ones offered elsewhere in the world are really astounding. With our triathlete-friendly travel insurance, you are free to have fun and compete in events around the world without worrying.

Get quote   Learn more  

We offer three cycling packages -

Essentials

Our entry level package will protect your bike from the essentials, whether theft or damage in an accident.
Get quote Learn more

Performance

Designed for enthusiasts who ride regularly and might travel abroad for training or events.
Get quote Learn more

Ultimate

For cyclists who compete regularly in the UK and abroad in crits, triathlons or mountain bike races.
Get quote Learn more

Show comparison table

The Key Features
FREEDOM TO COMPETE

Give yourself peace of mind while competing in triathlon events around the world with a triathlon insurance policy endorsed by the British Triathlon Federation. Our Ultimate tier insurance policies cover accidental damage and liability while racing in the UK and abroad, along with extra features such as cover in transition zones

TRANSIT & VEHICLE

Getting yourself and your TT-bike to a triathlon event shouldn’t be a source of stress. Our Ultimate Triathlon Insurance package covers your bike and bike box end-to-end, including if it is stolen from a vehicle you are in charge of. If your triathlon bike is delayed or damaged by an airline, we’ll even cover the cost of a hire bike so you don’t miss your event.

3RD PARTY PUBLIC LIABILITY

You’ll be covered for claims up to £2M, with zero excess. Any third-party costs are covered, be it damage to someone’s property or a collision with a pedestrian, or fellow cyclist. Our third party is valid everywhere except for North America (including Canada).

£15K SINGLE BIKE LIMIT

Our Ultimate policy covers single bicycles up to £15,000, meaning that your esteemed triathlon bicycle will be protected should anything happen to it. You shouldn’t have to compromise on what you ride for fear of damage or theft – and with our triathlon insurance policy, you won’t have to.

RACE FEE CANCELLATION

It’s frustrating to train for an event only to be forced to pull out due to injury, but this frustration needn’t mean you lose out financially. If something prevents you from attending your triathlon event, we’ll cover you up to £500 for any non-refundable entry fees. Pulling out because you haven’t done enough training isn’t covered, unfortunately!

CYCLE EXPERTS

Dealing with insurance claims for triathlon bikes can be complicated, and we know from experience that an outsourced claims company will never be able to provide the level of customer service we demand. This is why a dedicated team in our office handles all of our claims. Many of our staff started their careers in local bike shops, and come to us already experts when it comes to the latest triathlon kit. We make sure our team stays up to date with the latest suppliers and builds relationships with the best shops and mechanics across the country so we can sort your insurance claim as quickly as possible.

TRIATHLON TRANSITION

Many triathlon events require you to rack your bike in transition the night before. Big events such as IronMan may require you to leave your bike with them even earlier than this. If the venue or event security be compromised and your bike is stolen from the transition area, our Ultimate Triathlon Insurance policy will cover it for theft up to 48 hours before your race starts. If you add helmet and clothing cover to your policy, we’ll even cover your wetsuit should it go missing from the transition zone.

PHYSIO COVER

Training for triathlons can be dangerous, so if you injure yourself while riding an insured bike our policies all include physio cover. The Ultimate policy covers up to £750 in physio costs.

25% RENEWAL DISCOUNT

We offer everyone a renewal discount whether they’ve made a claim with us or not. More importantly, claiming with us won’t push up your home insurance premiums.

Racing is only covered on our Ultimate tier Bicycle Insurance. Racing is excluded under the Perfomance and Essentials tiers

Trusted by the professionals

bicycle insurance rapha logo
bicycle insurance British Triathlon Federation logo
bicycle insurance Ride London logo
bicycle insurance cycling uk logo
bicycle insurance GT bicycles logo
cycle insurance claims team of the year 2021 insurance times award
cycle insurance feefo platinum trusted service award TBTP-01
cycle insurance cannondale logo