Why bicycle insurance? The simple answer is that home insurance is likely to be inadequate to cover you and your bikes, and most standard travel insurance policies exclude cycling if its the main purpose of your trip.
Our specialist cycle insurance covers your equipment when riding, racing or training worldwide, while our travel insurance fits the needs of cyclists – without sacrificing any aspect of normal travel insurance cover.
Across three tiers, our bicycle Insurance covers you against bicycle theft and crash damage, alongside numerous other benefits as standard. You can choose from annual or short-term policies.
We offer three cycling packages -
If you need to make a cycle insurance claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is managed completely in house, meaning knowledge and expertise are guaranteed.
With a Yellow Jersey push bike insurance policy, we do not charge you extra at renewal even if you’ve made a claim. We give all our customers a 25% renewal discount.
We offer a 60% multi-bike insurance discount on all additional bikes, a single policy can be used for up to £50,000 combined bike value.
Crash damage is likely excluded on your home insurance and almost certainly if you’re competing. With Yellow Jersey’s cycle insurance, you’re covered.
Making a thief’s job harder is the best you can do, which is why we give you a free DNA+ bicycle security marking kit worth £36 with your policy.
We’ll make sure everything is up to scratch if your bike is damaged through vandalism.
Whether your pedal cycle is stolen from home, work or elsewhere you’re covered – even if you lend it to a member of your family who lives with you.
We don’t depreciate bicycle value, so the price you paid is the value we will cover your bike for regardless of how long you’ve owned it
All of our cycle insurance packages cover you for physio, dental and permanent injury.
Yellow Jersey is the official supplier to the British Triathlon Federation, Ride London and Cycling UK. We provide bicycle insurance to Rapha Club members, and competitors at some of the biggest cycling and triathlon events in the UK including Castle Triathlon Series, Tour of Cambridgeshire, Outlaw Triathlon and many more.
Our British cycling insurance isn’t restricted to the UK. Performance level cycle policy can cover your bicycles within Europe for leisure, training camps and racing. Our Ultimate tier covers your bike worldwide.
All three Yellow Jersey bicycle insurance policies protect you and your family members against public liability claims up to £2m, whilst riding any insured bicycle. Our Performance and Ultimate policies also cover the named policyholder for public liability claims whilst riding any bicycle: e.g. a holiday hire bike or Santander Cycles.
Whilst crash damage is covered across the board, racing is not covered in either the Essentials or Performance packages.
|Loss of Limbs or Sight||£20,000|
|Emergency Cycle Hire||£500|
|Race Fee Cancellation Cover||£500|
|Cycle Breakdown Benefit||£200|
|Cycle Repatriation Benefit||£250|
|Delay due to Avalanche||£300|
Service rating : I thought that yellow jersey bike insurance was quick and straight forward. I would recommend that all cyclists get insurance for a peace of mind
Product : can't think of one standout you could improve
As three brothers, we have been successfully running our family-owned insurance brokers for 15 years. As active members of the cycling community we wanted our bicycle insurance tailored to cyclists. So, in 2014, we started Yellow Jersey Cycle Insurance.
Trusted by the professionals
Our Pedal Cycle Insurance covers all cycling disciplines, so if you ride tri, road & MTB, you can still insure all of your bikes on a single policy. If you’d like to see how our Bicycle Insurance features can benefit different types of cycling, have a look at the separate pages below -
Our Travel Insurance provides cover for medical mishaps while taking part in all types of cycling overseas, be it for racing or leisure. You would be covered for mountain rescue while downhill mountain biking, and emergency medical while competing in an Ironman triathlon. It covers cyclocross, sportive riding, criterium and BMX racing, in the same way it covers leisure riding or the use of electric bicycles on holiday. To see how our Travel Insurance features can benefit your discipline specifically, have a look at the pages below -