The simple answer is that home insurance is likely to be inadequate to cover you and your bikes, and most standard travel insurance policies exclude cycling if its the main purpose of your trip.
Our specialist cycle insurance covers your equipment when riding, racing or training worldwide, while our travel insurance fits the needs of cyclists – without sacrificing any aspect of normal travel insurance cover.
Across three tiers, our bicycle Insurance covers your equipment from theft and crash damage, alongside numerous other benefits as standard. You can choose from annual or short-term policies.
Cycling overseas for an organised event, race, or training camp is seen as a big risk by the travel insurers, but we’ve got you covered from a couple hours of riding on a family holiday to the Ironman World Championships in Kona. Read our latest FAQs on the Coronavirus outbreak
We offer three cycling packages -
If you need to make a claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is managed completely in house, meaning knowledge and expertise are guaranteed.
With a Yellow Jersey push bike insurance policy, we do not charge you extra at renewal even if you’ve made a claim. We give all our customers a 25% renewal discount.
We offer a 60% multi-bike discount on all additional bikes, a single policy can be used for up to £50,000 combined bike value.
Crash damage is likely excluded on your home insurance and almost certainly if you’re competing. With Yellow Jersey’s insurance for cycling, you’re covered.
Making a thief’s job harder is the best you can do, which is why we give you a free DNA+ bicycle security marking kit worth £36 with your policy.
We’ll make sure everything is up to scratch if your bike is damaged through vandalism.
Whether your bike is stolen from home, work or elsewhere you’re covered – even if you lend it to a member of your family who lives with you.
We don’t depreciate bike value, so the price you paid is the value we will cover your bike for regardless of how long you’ve owned it
All of our insurance for cycling packages cover you for physio, dental and permanent injury.
All three Yellow Jersey policies protect you and your family members against public liability claims up to £2m, whilst riding any insured bicycle. Our Performance and Ultimate policies also cover the named policyholder for public liability claims whilst riding any bicycle: e.g. a holiday hire bike or Santander Cycle.
Yellow Jersey is the official supplier to the British Triathlon Federation and Prudential Ride London.
Our British cycling insurance isn’t restricted to the UK. Performance level cycle policy can cover your bicycles within Europe for leisure, training camps and racing. Our Ultimate tier covers your bike worldwide.
Whilst crash damage is covered across the board, racing is not covered in either the Essentials or Performance packages.
| Trip Cancellation | £5,000 |
| Medical Expenses | £10m |
| Repatriation | £10m |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Valuables | £5,000 |
| Travel Documents | £250 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Travel Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Loss of Limbs or Sight | £20,000 |
| Permanent Disablement | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2m |
| Emergency Cycle Hire | £500 |
| Race Fee Cancellation Cover | £500 |
| Cycle Breakdown Benefit | £200 |
| Cycle Repatriation Benefit | £250 |
| Gadget Cover | £2,000 |
| Ski Equipment | £350 |
| Ski Hire | £300 |
| Ski Pack | £200 |
| Piste Closure | £300 |
| Delay due to Avalanche | £300 |
Service rating : Website easy to use but thorough in required information. Used Yellow Jersey on recommendation. Can't fault online service.
Product : Range of cover suited our purposes
As three brothers, we have been successfully running our family-owned insurance brokers for 15 years. As active members of the cycling community we wanted our bicycle insurance tailored to cyclists. So, in 2014, we started Yellow Jersey Cycle Insurance.
Trusted by the professionals
Our Pedal Cycle Insurance covers all cycling disciplines, so if you ride tri, road & MTB, you can still insure all of your bikes on a single policy. If you’d like to see how our Bicycle Insurance features can benefit different types of cycling, have a look at the separate pages below -
Our Travel Insurance provides cover for medical mishaps while taking part in all types of cycling overseas, be it for racing or leisure. You would be covered for mountain rescue while downhill mountain biking, and emergency medical while competing in an Ironman triathlon. It covers cyclocross, sportive riding, criterium and BMX racing, in the same way it covers leisure riding or the use of electric bicycles on holiday. To see how our Travel Insurance features can benefit your discipline specifically, have a look at the pages below -
