Our specialist cycle insurance covers your equipment when riding, racing or training worldwide, while our travel insurance fits the needs of cyclists – without sacrificing any aspect of normal travel insurance cover.
Across three tiers, our cycle Insurance covers you against bicycle theft and crash damage, alongside numerous other benefits as standard. You can choose from annual or short-term policies.
Cycling overseas for an organised event, race, or training camp is seen as a big risk by the travel insurers, but we’ve got you covered from a couple hours of riding on a family holiday to the Ironman World Championships in Kona.
We offer three cycling packages -
If you need to make a cycle insurance claim, you won’t be read a script by someone who doesn’t know what they’re doing. Our customer-driven claims process is managed completely in house, meaning knowledge and expertise are guaranteed.
We don’t believe you should be put off making an insurance claim, just because you’re worried your premiums might go up. With a Yellow Jersey push bike insurance policy, we don’t charge you extra at renewal even if you’ve made a claim. When you renew you’ll get the same basic rate as a new customer, but we’ll apply a 25% renewal discount to your premium.
You pay the full premium for your most expensive bike, then we apply a 60% multi-bike insurance discount for every bike you add after that. Twinned with our family cover (included in all of our bicycle insurance policies) this means you can save a good chunk when insuring all of the push bikes in your household together.
Crash damage is likely excluded on your home insurance and almost certainly if you’re competing. With Yellow Jersey’s cycle insurance, you’re covered. Our Essentials tier covered crash damage out and about, Performance extends this to Europe and while riding in events like Sportives, and Ultimate extends this worldwide and includes racing.
If we can discourage bicycle theft, we can lower premiums for everyone. We give new annual bicycle insurance customers a free DNA+ bicycle security marking kit worth £36 with their policy. These make stolen bicycles traceable and prove that they are stolen property making them less desirable for thieves.
We’ll make sure everything is up to scratch if your bike is damaged through vandalism.
Whether your pedal cycle is stolen from home, work or elsewhere you’re covered – even if you lend it to a member of your family who lives with you. We just ask that you follow our really simple bicycle locking requirements.
We don’t depreciate bicycle value, so the price you paid is the value we will cover your bike for regardless of how long you’ve owned it.
All of our cycle insurance packages cover you for physio, dental and permanent injury.
Yellow Jersey is the official supplier to the British Triathlon Federation, Ride London and Cycling UK. We provide bicycle insurance to Rapha Club members, and competitors at some of the biggest cycling and triathlon events in the UK including Castle Triathlon Series, Tour of Cambridgeshire, Outlaw Triathlon and many more.
Our British cycling insurance isn’t restricted to the UK. Performance level cycle policy can cover your bicycles within Europe for leisure, training camps and racing. Our Ultimate tier covers your bike worldwide.
All three bicycle insurance tiers include cycling liability insurance to protect you and your family members against third-party claims up to £2m whilst riding any insured bicycle. Our Performance and Ultimate policies also cover the named policyholder for public liability claims whilst riding any bicycle: e.g. a holiday hire bike or Santander Cycles. We think this is one of the most important aspects of a cycle insurance policy, and that’s why we include it as standard for everyone.
Whilst crash damage is covered across the board, racing is not covered in either the Essentials or Performance packages.
| Trip Cancellation | £5,000 |
| Medical Expenses | £10m |
| Repatriation | £10m |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Valuables | £5,000 |
| Travel Documents | £250 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Travel Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Loss of Limbs or Sight | £20,000 |
| Permanent Disablement | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2m |
| Emergency Cycle Hire | £500 |
| Race Fee Cancellation Cover | £500 |
| Cycle Breakdown Benefit | £200 |
| Cycle Repatriation Benefit | £250 |
| Gadget Cover | £2,000 |
| Ski Equipment | £350 |
| Ski Hire | £300 |
| Ski Pack | £200 |
| Piste Closure | £300 |
| Delay due to Avalanche | £300 |
Service rating : Obtaining insurance was straightforward. I sought clarification over the phone on a couple of points, then concluded the transaction. It's important to note the conditions under which the cover works, particularly in regard to locking the bike when out and about.
Product : The cover offered is what I need for our e-bikes. The cover comes with conditions in regard to how the bikes are stored and left outdoors when out and about. Those conditions could be interpreted as rather complex, but I guess we'll get used to them once we've committed them to memory.
As three brothers, we have been successfully running our family-owned insurance brokers for 15 years. As active members of the cycling community we wanted our bicycle insurance tailored to cyclists. So, in 2014, we started Yellow Jersey Cycle Insurance.
Trusted by the professionals
Our Pedal Cycle Insurance covers all cycling disciplines, so if you ride tri, road & MTB, you can still insure all of your bikes on a single policy. If you’d like to see how our Bicycle Insurance features can benefit different types of cycling, have a look at the separate pages below -
Our Travel Insurance provides cover for medical mishaps while taking part in all types of cycling overseas, be it for racing or leisure. You would be covered for mountain rescue while downhill mountain biking, and emergency medical while competing in an Ironman triathlon. It covers cyclocross, sportive riding, criterium and BMX racing, in the same way it covers leisure riding or the use of electric bicycles on holiday. To see how our Travel Insurance features can benefit your discipline specifically, have a look at the pages below -
